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Shearwater GroupLSE:SWG 37 Cash-to-Debt is 22.00 as of Dec. 2025, which is 78% above its 10-year median of 12.35. GuruFocus rates LSE:SWG with a GF Score™ of 37/100. The stock has 8 warning signs investors should review. Among 2,845 Software companies, Shearwater Group ranks better than 75.47% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Shearwater Group's cash to debt ratio for the quarter that ended in Dec. 2025 was 22.00.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Shearwater Groupcould pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Shearwater Group's Cash-to-Debt or its related term are showing as below:
LSE:SWG'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.14 Med: 12.35 Max: No Debt
Current: 22
During the past 13 years, Shearwater Group's highest Cash to Debt Ratio was No Debt. The lowest was 0.14. And the median was 12.35.
LSE:SWG's Cash-to-Debt is ranked better than 75.47% of 2845
companies
in the Software industry
Industry Median: 2.48
vs LSE:SWG: 22.00
Shearwater Group (LSE:SWG) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Shearwater Group Cash-to-Debt Related Terms
Shearwater Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Shearwater Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
LSE:SWG vs MSFT, PLTR, ORCL: Cash-to-Debt Comparison
For the Software - Infrastructure subindustry, Shearwater Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shearwater Group Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, Shearwater Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Shearwater Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shearwater Group (LSE:SWG) has a Cash-to-Debt of 22.00 as of Dec. 2025. This is 78% above median its historical median of 12.35. Over the past decade, Shearwater Group's Cash-to-Debt has ranged from 0.14 to 10,000.00. According to the industry distribution chart, Shearwater Group ranks #698 out of 2845 companies in the Software industry, placing it in the top 24.5%.
Is Shearwater Group's Cash-to-Debt too high?
Shearwater Group's current Cash-to-Debt of 22.00 is 78% above median its 10-year median of 12.35. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 10,000.00. The Software industry median Cash-to-Debt is 2.48. Shearwater Group's value of 22.00 is 787.1% above this industry median. Based on the distribution chart, Shearwater Group ranks #698 out of 2845 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Shearwater Group has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Shearwater Group's Cash-to-Debt compare to MSFT and PLTR?
According to the Software industry distribution chart, Shearwater Group ranks #698 out of 2845 companies for Cash-to-Debt. This places Shearwater Group in the top 25% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 2.48. Shearwater Group's value of 22.00 is 787.1% above this benchmark. Historically, Shearwater Group's own Cash-to-Debt has ranged from 0.14 to 10,000.00 over the past decade. While the company's 10-year median is 12.35 vs. the industry median of 2.48, Shearwater Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.48, based on 2,845 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shearwater Group's current Cash-to-Debt of 22.00 is 787.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shearwater Group's current Cash-to-Debt is 22.00, which is 78% above median its own 10-year median of 12.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shearwater Group stock overvalued right now?
Shearwater Group (LSE:SWG) has a current Cash-to-Debt of 22.00. The current Cash-to-Debt is 22.00, which is 78% above median its 10-year median of 12.35 and 787.1% above the Software industry median of 2.48. Shearwater Group's overall GF Score™ is 37/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Shearwater Group (LSE:SWG), the current Cash-to-Debt is 22.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Shearwater Group PLC is a UK-based company focused on providing digital resilience solutions. The company delivers cybersecurity, network monitoring technologies, managed security services, Data Loss Prevention, Identity & Access Security, IT Solutions, Penetration Testing & Red Teaming, and other services. Its operating segment includes software and services. The company generates maximum revenue from the Services segment. Its geographical segments include the United Kingdom(UK) and Europe(excluding the UK), North America, and the Rest of the world, of which the majority of the revenue is derived from the UK.
37GF Score
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