LSLPF (LSL Property Services) Cash-to-Debt: 1.47 (As of Dec. 2025) — 15% Below Median

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LSLPF LSL Property Services PLC LSLPF
64 GF Score
Price $3.68
GF Value $3.85
Valuation Fairly Valued
! 2 Warning Signs
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What is LSL Property Services Cash-to-Debt?

LSL Property Services LSLPF 64 Cash-to-Debt is 1.47 as of Dec. 2025, which is 15% below its 10-year median of 1.73. GuruFocus rates LSLPF with a GF Score™ of 64/100 and a GF Value™ of $3.85 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,749 Real Estate companies, LSL Property Services ranks better than 75.7% on this metric.

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. LSL Property Services's cash to debt ratio for the quarter that ended in Dec. 2025 was 1.47.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, LSL Property Services could pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.

The historical rank and industry rank for LSL Property Services's Cash-to-Debt or its related term are showing as below:

LSLPF' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.07   Med: 1.73   Max: 3
Current: 1.47

During the past 13 years, LSL Property Services's highest Cash to Debt Ratio was 3.00. The lowest was 0.07. And the median was 1.73.

LSLPF's Cash-to-Debt is ranked better than
75.7% of 1749 companies
in the Real Estate industry
Industry Median: 0.26 vs LSLPF: 1.47

LSL Property Services  (OTCPK:LSLPF) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.


LSL Property Services Cash-to-Debt Related Terms


LSL Property Services Cash-to-Debt Historical Data

* Premium members only.

The historical data trend for LSL Property Services's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

LSL Property Services Cash-to-Debt Chart

LSL Property Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash-to-Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.00 1.73 2.51 1.95 1.47

LSL Property Services Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.51 1.69 1.95 1.63 1.47

LSLPF vs CBRE, BEKE, JLL: Cash-to-Debt Comparison

For the Real Estate Services subindustry, LSL Property Services's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LSL Property Services Cash-to-Debt vs Real Estate Industry

For the Real Estate industry and Real Estate sector, LSL Property Services's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where LSL Property Services's Cash-to-Debt falls into.


LSLPF
64GF Score
LSL Property Services PLC LSLPF
Cash-to-Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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LSL Property Services Cash-to-Debt Calculation

This is the ratio of a company's Cash, Cash Equivalents, Marketable Securities to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

LSL Property Services's Cash to Debt Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

LSL Property Services's Cash to Debt Ratio for the quarter that ended in Dec. 2025 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash-to-Debt →
What does a Cash-to-Debt of 1.47 mean?
LSL Property Services (LSLPF) has a Cash-to-Debt of 1.47 as of Dec. 2025. This is 15% below median its historical median of 1.73. Over the past decade, LSL Property Services' Cash-to-Debt has ranged from 0.07 to 3.00. According to the industry distribution chart, LSL Property Services ranks #425 out of 1749 companies in the Real Estate industry, placing it in the top 24.3%.
Is LSL Property Services' Cash-to-Debt too high?
LSL Property Services' current Cash-to-Debt of 1.47 is 15% below median its 10-year median of 1.73. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 3.00. The Real Estate industry median Cash-to-Debt is 0.26. LSL Property Services' value of 1.47 is 465.4% above this industry median. Based on the distribution chart, LSL Property Services ranks #425 out of 1749 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, LSL Property Services has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does LSL Property Services' Cash-to-Debt compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, LSL Property Services ranks #425 out of 1749 companies for Cash-to-Debt. This places LSL Property Services in the top 24% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 0.26. LSL Property Services' value of 1.47 is 465.4% above this benchmark. Historically, LSL Property Services' own Cash-to-Debt has ranged from 0.07 to 3.00 over the past decade. While the company's 10-year median is 1.73 vs. the industry median of 0.26, LSL Property Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Real Estate company?
The median Cash-to-Debt among Real Estate companies is 0.26, based on 1,749 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LSL Property Services's current Cash-to-Debt of 1.47 is 465.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Cash-to-Debt is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LSL Property Services's current Cash-to-Debt is 1.47, which is 15% below median its own 10-year median of 1.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LSL Property Services stock overvalued right now?
Based on GuruFocus' analysis, LSL Property Services (LSLPF) is currently considered Fairly Valued. The stock's GF Value™ is $3.85, compared to a current price of $3.68 — trading 4.4% below its estimated fair value. The current Cash-to-Debt is 1.47, which is 15% below median its 10-year median of 1.73 and 465.4% above the Real Estate industry median of 0.26. LSL Property Services' overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For LSL Property Services (LSLPF), the current Cash-to-Debt is 1.47 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LSL Property Services (LSLPF) Overvalued in 2026?

Based on GuruFocus' analysis, LSL Property Services stock appears to be undervalued. The current stock price of $3.68 is trading 4.4% below its estimated GF Value™ of $3.85. GuruFocus considers LSL Property Services to be Fairly Valued.

Key valuation signals for LSLPF:

  • Cash-to-Debt: 1.47 (15% below median its 10-year median of 1.73)
  • GF Value™: $3.85 vs. price of $3.68 (4.4% below fair value)
  • GF Score™: 64/100 with 2 warning signs
  • Industry Position: 465.4% above the Real Estate median (#425 of 1749)

No single metric tells the full story. See the LSLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LSL Property Services Business Description

Other Exchanges LSLl:UKLSL:UK
Address Newcastle House, Albany Court, Newcastle Business Park, Newcastle upon Tyne, GBR, NE4 7YJ
LSL Property Services PLC provides residential property services to consumers. The Estate Agency Franchising segment provides services related to the sale and letting of residential properties, Financial Services segment reflects the Financial Services income generated from the Estate Agency segment. The Surveying and Valuation Services segment provides valuations and professional survey services for residential properties. Some of the company's offerings include residential sales, lettings, surveying, conveyancing, and advice on mortgages and non-investment insurance products. Geographically all the business is operated in the UK and it derives the majority of its revenue from the Surveying and Valuation segment.
64GF Score

Get the complete analysis for LSLPF

Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.68
Price
$3.85
GF Value