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Life Time Group HoldingsLTH -0.14%78 Cash-to-Debt is 0.05 as of Jun. 2026, which is 400% above its 10-year median of 0.01. GuruFocus rates LTH with a GF Score™ of 78/100 and a GF Value™ of $29.18 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 830 Travel & Leisure companies, Life Time Group Holdings ranks worse than 89.4% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Life Time Group Holdings's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.05.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Life Time Group Holdingscouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Life Time Group Holdings's Cash-to-Debt or its related term are showing as below:
LTH'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0 Med: 0.01 Max: 0.05
Current: 0.05
During the past 8 years, Life Time Group Holdings's highest Cash to Debt Ratio was 0.05. The lowest was 0.00. And the median was 0.01.
LTH's Cash-to-Debt is ranked worse than 89.4% of 830
companies
in the Travel & Leisure industry
Industry Median: 0.55
vs LTH: 0.05
Life Time Group Holdings (NYSE:LTH) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Life Time Group Holdings Cash-to-Debt Related Terms
Life Time Group Holdings Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Leisure subindustry, Life Time Group Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Life Time Group Holdings Cash-to-Debt vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Life Time Group Holdings's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Life Time Group Holdings's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Life Time Group Holdings (LTH) has a Cash-to-Debt of 0.05 as of Jun. 2026. This is 400% above median its historical median of 0.01. According to the industry distribution chart, Life Time Group Holdings ranks #742 out of 830 companies in the Travel & Leisure industry, placing it in the top 89.4%.
Is Life Time Group Holdings' Cash-to-Debt too high?
Life Time Group Holdings' current Cash-to-Debt of 0.05 is 400% above median its 10-year median of 0.01. The Travel & Leisure industry median Cash-to-Debt is 0.55. Life Time Group Holdings' value of 0.05 is 90.9% below this industry median. Based on the distribution chart, Life Time Group Holdings ranks #742 out of 830 companies in the Travel & Leisure industry, which is in the bottom quartile relative to peers. Overall, Life Time Group Holdings has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Life Time Group Holdings' Cash-to-Debt compare to HAS and GOLF?
According to the Travel & Leisure industry distribution chart, Life Time Group Holdings ranks #742 out of 830 companies for Cash-to-Debt. This places Life Time Group Holdings in the lower half of its industry. The industry median Cash-to-Debt is 0.55. Life Time Group Holdings' value of 0.05 is 90.9% below this benchmark. While the company's 10-year median is 0.01 vs. the industry median of 0.55, Life Time Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Travel & Leisure company?
The median Cash-to-Debt among Travel & Leisure companies is 0.55, based on 830 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Life Time Group Holdings's current Cash-to-Debt of 0.05 is 90.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Travel & Leisure industry, the median Cash-to-Debt is 0.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Life Time Group Holdings's current Cash-to-Debt is 0.05, which is 400% above median its own 10-year median of 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Time Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Life Time Group Holdings (LTH) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.18, compared to a current price of $41.47 — trading 42.1% above its estimated fair value. The current Cash-to-Debt is 0.05, which is 400% above median its 10-year median of 0.01 and 90.9% below the Travel & Leisure industry median of 0.55. Life Time Group Holdings' overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Life Time Group Holdings (LTH), the current Cash-to-Debt is 0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Life Time Group Holdings (LTH) Overvalued in 2026?
Based on GuruFocus' analysis, Life Time Group Holdings stock appears to be overvalued.
The current stock price of $41.47 is trading 42.1% above its estimated GF Value™ of $29.18.
GuruFocus considers Life Time Group Holdings to be Significantly Overvalued.
Key valuation signals for LTH:
Cash-to-Debt: 0.05 (400% above median its 10-year median of 0.01)
GF Value™: $29.18 vs. price of $41.47 (42.1% above fair value)
Industry Position: 90.9% below the Travel & Leisure median (#742 of 830)
No single metric tells the full story. See the LTH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Life Time Group Holdings Inc is a lifestyle and leisure brand offering health, fitness, and wellness experiences to a community. It is engaged in designing, building, and operating distinctive and large, multi-use sports and athletic, professional fitness, family recreation, and spa centers in a resort-like environment, principally in residential locations of metropolitan areas in the United States and Canada.
78GF Score
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