Rosgosstrakh Insurance Co PJSC (MIC:RGSS) Cash-to-Debt: 0.19 (As of Jun. 2023)

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MIC:RGSS Rosgosstrakh Insurance Co PJSC MIC:RGSS
28 GF Score
Price ₽0.19
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What is Rosgosstrakh Insurance Co PJSC Cash-to-Debt?

Rosgosstrakh Insurance Co PJSC MIC:RGSS +1.64% 28 Cash-to-Debt is 0.19 as of Jun. 2023. GuruFocus rates MIC:RGSS with a GF Score™ of 28/100.

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Rosgosstrakh Insurance Co PJSC's cash to debt ratio for the quarter that ended in Jun. 2023 was 0.19.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Rosgosstrakh Insurance Co PJSC couldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2023.

The historical rank and industry rank for Rosgosstrakh Insurance Co PJSC's Cash-to-Debt or its related term are showing as below:

MIC:RGSS's Cash-to-Debt is not ranked *
in the Insurance industry.
Industry Median: 2.05
* Ranked among companies with meaningful Cash-to-Debt only.

Rosgosstrakh Insurance Co PJSC  (MIC:RGSS) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Rosgosstrakh Insurance Co PJSC Cash-to-Debt Related Terms

Rosgosstrakh Insurance Co PJSC Cash-to-Debt Historical Data

* Premium members only.

The historical data trend for Rosgosstrakh Insurance Co PJSC's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Rosgosstrakh Insurance Co PJSC Cash-to-Debt Chart

Rosgosstrakh Insurance Co PJSC Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Cash-to-Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only No Debt 0.42 0.61 0.72 0.21

Rosgosstrakh Insurance Co PJSC Semi-Annual Data
Dec13 Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.53 0.72 N/A 0.21 0.19

MIC:RGSS vs BRK.A, AIG, ACGL: Cash-to-Debt Comparison

For the Insurance - Diversified subindustry, Rosgosstrakh Insurance Co PJSC's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Rosgosstrakh Insurance Co PJSC Cash-to-Debt vs Insurance Industry

For the Insurance industry and Financial Services sector, Rosgosstrakh Insurance Co PJSC's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Rosgosstrakh Insurance Co PJSC's Cash-to-Debt falls into.


MIC:RGSS
28GF Score
Rosgosstrakh Insurance Co PJSC MIC:RGSS
Cash-to-Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Rosgosstrakh Insurance Co PJSC Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Rosgosstrakh Insurance Co PJSC's Cash to Debt Ratio for the fiscal year that ended in Dec. 2022 is calculated as:

Cash to Debt Ratio= Balance Sheet Cash And Cash Equivalents / Total Debt
= Balance Sheet Cash And Cash Equivalents / (Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation)
=371.891 / (0 + 1765.364)
=0.21

Rosgosstrakh Insurance Co PJSC's Cash to Debt Ratio for the quarter that ended in Jun. 2023 is calculated as:

Cash to Debt Ratio= Balance Sheet Cash And Cash Equivalents / Total Debt
= Balance Sheet Cash And Cash Equivalents / (Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation)
=292.876 / (0 + 1565.609)
=0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash-to-Debt →
What does a Cash-to-Debt of 0.19 mean?
Rosgosstrakh Insurance Co PJSC (MIC:RGSS) has a Cash-to-Debt of 0.19 as of Jun. 2023.
Is Rosgosstrakh Insurance Co PJSC's Cash-to-Debt too high?
Rosgosstrakh Insurance Co PJSC's current Cash-to-Debt is 0.19. The Insurance industry median Cash-to-Debt is 2.05. Rosgosstrakh Insurance Co PJSC's value of 0.19 is 90.7% below this industry median. Overall, Rosgosstrakh Insurance Co PJSC has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Rosgosstrakh Insurance Co PJSC's Cash-to-Debt compare to BRK.A and AIG?
Rosgosstrakh Insurance Co PJSC's Cash-to-Debt of 0.19 can be compared against companies in the Insurance industry. The industry median Cash-to-Debt is 2.05. Rosgosstrakh Insurance Co PJSC's value of 0.19 is 90.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 2.05, based on 491 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rosgosstrakh Insurance Co PJSC's current Cash-to-Debt of 0.19 is 90.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 2.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rosgosstrakh Insurance Co PJSC's current Cash-to-Debt is 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rosgosstrakh Insurance Co PJSC stock overvalued right now?
Rosgosstrakh Insurance Co PJSC (MIC:RGSS) has a current Cash-to-Debt of 0.19. The current Cash-to-Debt is 0.19 and 90.7% below the Insurance industry median of 2.05. Rosgosstrakh Insurance Co PJSC's overall GF Score™ is 28/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Rosgosstrakh Insurance Co PJSC (MIC:RGSS), the current Cash-to-Debt is 0.19 as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Rosgosstrakh Insurance Co PJSC Business Description

Address Street Kievskaya, d. 7, GSP-1, Moscow, RUS, 119991
Rosgosstrakh Insurance Co PJSC is a Russia-based insurance company. It offers insurance products and services to individuals and companies. The company insures Transport, trip, property, health, life, investments, Agriculture, and the space industry.
28GF Score

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Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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