Rosgosstrakh Insurance Co PJSC (MIC:RGSS) Financial Strength: 6 (As of Jun. 2023) — Near Median

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MIC:RGSS Rosgosstrakh Insurance Co PJSC MIC:RGSS
28 GF Score
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What is Rosgosstrakh Insurance Co PJSC Financial Strength?

Rosgosstrakh Insurance Co PJSC MIC:RGSS +8.54% 28 Financial Strength is 6 as of Jun. 2023, which is at its 10-year median of 6.00. GuruFocus rates MIC:RGSS with a GF Score™ of 28/100.

Rosgosstrakh Insurance Co PJSC has the Financial Strength Rank of 6.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Rosgosstrakh Insurance Co PJSC's Interest Coverage for the quarter that ended in Jun. 2023 was 55.46. Rosgosstrakh Insurance Co PJSC's debt to revenue ratio for the quarter that ended in Jun. 2023 was 0.02. Altman Z-Score does not apply to banks and insurance companies.


Rosgosstrakh Insurance Co PJSC  (MIC:RGSS) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Rosgosstrakh Insurance Co PJSC has the Financial Strength Rank of 6.


Rosgosstrakh Insurance Co PJSC Financial Strength Related Terms

MIC:RGSS
28GF Score
Rosgosstrakh Insurance Co PJSC MIC:RGSS
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Rosgosstrakh Insurance Co PJSC Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Rosgosstrakh Insurance Co PJSC's Interest Expense for the months ended in Jun. 2023 was ₽-73 Mil. Its Operating Income for the months ended in Jun. 2023 was ₽0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2023 was ₽1,566 Mil.

Rosgosstrakh Insurance Co PJSC's Interest Coverage for the quarter that ended in Jun. 2023 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Rosgosstrakh Insurance Co PJSC's Debt to Revenue Ratio for the quarter that ended in Jun. 2023 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2023 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 1565.609) / 79756.474
=0.02

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 6 mean?
Rosgosstrakh Insurance Co PJSC (MIC:RGSS) has a Financial Strength of 6 as of Jun. 2023. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Rosgosstrakh Insurance Co PJSC and its competitors. This is near median its historical median of 6.00. Over the past decade, Rosgosstrakh Insurance Co PJSC's Financial Strength has ranged from 2.00 to 8.00.
Is Rosgosstrakh Insurance Co PJSC's Financial Strength too high?
Rosgosstrakh Insurance Co PJSC's current Financial Strength of 6 is near median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 8.00. Overall, Rosgosstrakh Insurance Co PJSC has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Rosgosstrakh Insurance Co PJSC's Financial Strength compare to BRK.A and AIG?
Rosgosstrakh Insurance Co PJSC's Financial Strength of 6 can be compared against companies in the Insurance industry. Historically, Rosgosstrakh Insurance Co PJSC's own Financial Strength has ranged from 2.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Insurance company?
A good Financial Strength depends on the Insurance industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Rosgosstrakh Insurance Co PJSC and its competitors. Rosgosstrakh Insurance Co PJSC's current Financial Strength is 6, which is near median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rosgosstrakh Insurance Co PJSC stock overvalued right now?
Rosgosstrakh Insurance Co PJSC (MIC:RGSS) has a current Financial Strength of 6. The current Financial Strength is 6, which is near median its 10-year median of 6.00. Rosgosstrakh Insurance Co PJSC's overall GF Score™ is 28/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Rosgosstrakh Insurance Co PJSC (MIC:RGSS), the current Financial Strength is 6 as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Rosgosstrakh Insurance Co PJSC Business Description

Address Street Kievskaya, d. 7, GSP-1, Moscow, RUS, 119991
Rosgosstrakh Insurance Co PJSC is a Russia-based insurance company. It offers insurance products and services to individuals and companies. The company insures Transport, trip, property, health, life, investments, Agriculture, and the space industry.
28GF Score

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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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