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Maison SolutionsMSS +2.24%11 Cash-to-Debt is 0.03 as of Jan. 2026, which is 25% below its 10-year median of 0.04. GuruFocus rates MSS with a GF Score™ of 11/100. The stock has 4 warning signs investors should review. Among 306 Retail - Defensive companies, Maison Solutions ranks worse than 93.46% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Maison Solutions's cash to debt ratio for the quarter that ended in Jan. 2026 was 0.03.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Maison Solutionscouldn't pay off its debt using the cash in hand for the quarter that ended in Jan. 2026.
The historical rank and industry rank for Maison Solutions's Cash-to-Debt or its related term are showing as below:
MSS'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01 Med: 0.04 Max: 0.37
Current: 0.03
During the past 5 years, Maison Solutions's highest Cash to Debt Ratio was 0.37. The lowest was 0.01. And the median was 0.04.
MSS's Cash-to-Debt is ranked worse than 93.46% of 306
companies
in the Retail - Defensive industry
Industry Median: 0.44
vs MSS: 0.03
Maison Solutions (NAS:MSS) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Maison Solutions Cash-to-Debt Related Terms
Maison Solutions Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Maison Solutions's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Grocery Stores subindustry, Maison Solutions's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Maison Solutions Cash-to-Debt vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Maison Solutions's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Maison Solutions's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Maison Solutions (MSS) has a Cash-to-Debt of 0.03 as of Jan. 2026. This is 25% below median its historical median of 0.04. Over the past decade, Maison Solutions' Cash-to-Debt has ranged from 0.01 to 0.37. According to the industry distribution chart, Maison Solutions ranks #286 out of 306 companies in the Retail - Defensive industry, placing it in the top 93.5%.
Is Maison Solutions' Cash-to-Debt too high?
Maison Solutions' current Cash-to-Debt of 0.03 is 25% below median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.37. The Retail - Defensive industry median Cash-to-Debt is 0.44. Maison Solutions' value of 0.03 is 93.2% below this industry median. Based on the distribution chart, Maison Solutions ranks #286 out of 306 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, Maison Solutions has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does Maison Solutions' Cash-to-Debt compare to MCLE and AIXN?
According to the Retail - Defensive industry distribution chart, Maison Solutions ranks #286 out of 306 companies for Cash-to-Debt. This places Maison Solutions in the lower half of its industry. The industry median Cash-to-Debt is 0.44. Maison Solutions' value of 0.03 is 93.2% below this benchmark. Historically, Maison Solutions' own Cash-to-Debt has ranged from 0.01 to 0.37 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.44, Maison Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Defensive company?
The median Cash-to-Debt among Retail - Defensive companies is 0.44, based on 306 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Maison Solutions's current Cash-to-Debt of 0.03 is 93.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Defensive industry, the median Cash-to-Debt is 0.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Maison Solutions's current Cash-to-Debt is 0.03, which is 25% below median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Maison Solutions stock overvalued right now?
Maison Solutions (MSS) has a current Cash-to-Debt of 0.03. The current Cash-to-Debt is 0.03, which is 25% below median its 10-year median of 0.04 and 93.2% below the Retail - Defensive industry median of 0.44. Maison Solutions' overall GF Score™ is 11/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Maison Solutions (MSS), the current Cash-to-Debt is 0.03 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Maison Solutions Inc is a fast-growing, specialty grocery retailer offering traditional Asian food and merchandise to modern U.S. consumers, particularly members of Asian-American communities. It is committed to providing Asian fresh produce, meat, seafood, and other daily necessities in a manner that caters to traditional Asian-American family values and cultural norms, while also accounting for the new and faster-paced lifestyle of younger generations and the diverse communities in which it operates. The company's merchandise includes fresh and, meats, seafood, and other groceries that are not found in mainstream supermarkets, including a variety of Asian vegetables and fruits such as broccoli, bitter melon, winter gourd, Shanghai baby bok choy, longan, and lychee.
11GF Score
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