MSS (Maison Solutions) Effective Interest Rate on Debt %: 6.01% (As of Jan. 2026)


MSS Maison Solutions Inc MSS
8 GF Score
Price $0.62
! 4 Warning Signs
View Full Analysis

What is Maison Solutions Effective Interest Rate on Debt %?

Maison Solutions MSS -0.42% 8 Effective Interest Rate on Debt % is 6.01% as of Jan. 2026. GuruFocus rates MSS with a GF Score™ of 8/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Maison Solutions's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was $2.9 Mil. Maison Solutions's average total debt for the quarter that ended in Jan. 2026 was $47.9 Mil. Therefore, Maison Solutions's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 6.01%.


Maison Solutions  (NAS:MSS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Maison Solutions Effective Interest Rate on Debt % Related Terms


Maison Solutions Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Maison Solutions's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Maison Solutions Effective Interest Rate on Debt % Chart

Maison Solutions Annual Data
Trend Apr21 Apr22 Apr23 Apr24 Apr25
Effective Interest Rate on Debt %
0.30 0.00 0.00 0.28 2.08

Maison Solutions Quarterly Data
Apr21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.94 3.71 5.25 5.15 6.01

MSS vs MCLE, AIXN, MTEX: Effective Interest Rate on Debt % Comparison

For the Grocery Stores subindustry, Maison Solutions's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Maison Solutions Effective Interest Rate on Debt % vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Maison Solutions's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Maison Solutions's Effective Interest Rate on Debt % falls into.


MSS
8GF Score
Maison Solutions Inc MSS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Maison Solutions Effective Interest Rate on Debt % Calculation

Maison Solutions's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Apr. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Apr. 2024 )+Total Debt  (A: Apr. 2025 ))/ count )
=-1  *  -1.168/( (60.888+51.239)/ 2 )
=-1  *  -1.168/56.0635
=2.08 %

where

Total Debt  (A: Apr. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=41.511 + 19.377
=60.888

Total Debt  (A: Apr. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=40.657 + 10.582
=51.239

Maison Solutions's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -2.876/( (48.246+47.496)/ 2 )
=-1  *  -2.876/47.871
=6.01 %

where

Total Debt  (Q: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=41.982 + 6.264
=48.246

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=41.176 + 6.32
=47.496

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.01% mean?
Maison Solutions (MSS) has a Effective Interest Rate on Debt % of 6.01% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Maison Solutions and its competitors.
Is Maison Solutions' Effective Interest Rate on Debt % too high?
Maison Solutions' current Effective Interest Rate on Debt % is 6.01%. Overall, Maison Solutions has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Maison Solutions' Effective Interest Rate on Debt % compare to MCLE and AIXN?
Maison Solutions' Effective Interest Rate on Debt % of 6.01% can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Defensive company?
A good Effective Interest Rate on Debt % depends on the Retail - Defensive industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Maison Solutions and its competitors. Maison Solutions's current Effective Interest Rate on Debt % is 6.01%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Maison Solutions stock overvalued right now?
Maison Solutions (MSS) has a current Effective Interest Rate on Debt % of 6.01%. The current Effective Interest Rate on Debt % is 6.01%. Maison Solutions' overall GF Score™ is 8/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Maison Solutions (MSS), the current Effective Interest Rate on Debt % is 6.01% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Maison Solutions Business Description

Address 127 N Garfield Avenue, Monterey Park, CA, USA, 91754
Maison Solutions Inc is a fast-growing, specialty grocery retailer offering traditional Asian food and merchandise to modern U.S. consumers, particularly members of Asian-American communities. It is committed to providing Asian fresh produce, meat, seafood, and other daily necessities in a manner that caters to traditional Asian-American family values and cultural norms, while also accounting for the new and faster-paced lifestyle of younger generations and the diverse communities in which it operates. The company's merchandise includes fresh and, meats, seafood, and other groceries that are not found in mainstream supermarkets, including a variety of Asian vegetables and fruits such as broccoli, bitter melon, winter gourd, Shanghai baby bok choy, longan, and lychee.
8GF Score

Get the complete analysis for MSS

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.62
Price