Regency Alliance Insurance (NSA:RAIP) Cash-to-Debt: 0.00 (As of . 20)

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What is Regency Alliance Insurance Cash-to-Debt?

Regency Alliance Insurance NSA:RAIP -1.14% Cash-to-Debt is 0.00 as of . 20.

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Regency Alliance Insurance's cash to debt ratio for the quarter that ended in . 20 was 0.00.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Regency Alliance Insurance couldn't pay off its debt using the cash in hand for the quarter that ended in . 20.

The historical rank and industry rank for Regency Alliance Insurance's Cash-to-Debt or its related term are showing as below:

NSA:RAIP's Cash-to-Debt is not ranked *
in the Insurance industry.
Industry Median: 2.095
* Ranked among companies with meaningful Cash-to-Debt only.

Regency Alliance Insurance  (NSA:RAIP) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Regency Alliance Insurance Cash-to-Debt Related Terms

Regency Alliance Insurance Cash-to-Debt Historical Data

* Premium members only.

The historical data trend for Regency Alliance Insurance's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Regency Alliance Insurance Cash-to-Debt Chart

Regency Alliance Insurance Annual Data
Trend
Cash-to-Debt

Regency Alliance Insurance Quarterly Data
Cash-to-Debt

Regency Alliance Insurance Cash-to-Debt Competitor Comparison

For the Insurance - Diversified subindustry, Regency Alliance Insurance's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Regency Alliance Insurance Cash-to-Debt vs Insurance Industry

For the Insurance industry and Financial Services sector, Regency Alliance Insurance's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Regency Alliance Insurance's Cash-to-Debt falls into.


Regency Alliance Insurance Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Regency Alliance Insurance's Cash to Debt Ratio for the fiscal year that ended in . 20 is calculated as:

Do not have enough data to calculate Cash to Debt ratio.

Regency Alliance Insurance's Cash to Debt Ratio for the quarter that ended in . 20 is calculated as:

Do not have enough data to calculate Cash to Debt ratio.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash-to-Debt →
What does a Cash-to-Debt of 0.00 mean?
Regency Alliance Insurance (NSA:RAIP) has a Cash-to-Debt of 0.00 as of . 20.
Is Regency Alliance Insurance's Cash-to-Debt too high?
Regency Alliance Insurance's current Cash-to-Debt is 0.00.
How does Regency Alliance Insurance's Cash-to-Debt compare to competitors?
Regency Alliance Insurance's Cash-to-Debt of 0.00 can be compared against companies in the Insurance industry. The industry median Cash-to-Debt is 2.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 2.10, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 2.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regency Alliance Insurance's current Cash-to-Debt is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regency Alliance Insurance stock overvalued right now?
Regency Alliance Insurance (NSA:RAIP) has a current Cash-to-Debt of 0.00. The current Cash-to-Debt is 0.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Regency Alliance Insurance (NSA:RAIP), the current Cash-to-Debt is 0.00 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Regency Alliance Insurance Business Description

Address No. 2, Ebun Street, Gbagada Expressway, Phase 1, Gbagada, Lagos, NGA
Regency Alliance Insurance PLC provides insurance products and services in Nigeria. The company offers risk underwriting, risk management, asset management, travel, and medical insurance services. Some of its products are marine & money insurance. Regency Alliance Insurance Plc. and its subsidiaries (the Group) are engaged in various business lines ranging from general accident insurance, oil/gas insurance, property leasing, and investment and banking business. Its segments are Non-life/General business, Properties & Investment, Retail and Microfinance Banking, and Vehicle Tracking Services.