Regency Alliance Insurance (NSA:RAIP) Cyclically Adjusted FCF per Share: ₦ (As of Dec. 2024)

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What is Regency Alliance Insurance Cyclically Adjusted FCF per Share?

Regency Alliance Insurance NSA:RAIP +5.63% Cyclically Adjusted FCF per Share is ₦ as of Dec. 2024.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Regency Alliance Insurance's adjusted free cash flow per share for the three months ended in Dec. 2024 was ₦-0.048. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is for the trailing ten years ended in Dec. 2024.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-09-22), Regency Alliance Insurance's current stock price is ₦0.75. Regency Alliance Insurance's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2024 was . Regency Alliance Insurance's Cyclically Adjusted Price-to-FCF of today is .


Regency Alliance Insurance  (NSA:RAIP) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Regency Alliance Insurance Cyclically Adjusted FCF per Share Related Terms


Regency Alliance Insurance Cyclically Adjusted FCF per Share Historical Data

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The historical data trend for Regency Alliance Insurance's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regency Alliance Insurance Cyclically Adjusted FCF per Share Chart

Regency Alliance Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
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Regency Alliance Insurance Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
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Regency Alliance Insurance Cyclically Adjusted FCF per Share Competitor Comparison

For the Insurance - Diversified subindustry, Regency Alliance Insurance's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regency Alliance Insurance Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Regency Alliance Insurance's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Regency Alliance Insurance's Cyclically Adjusted Price-to-FCF falls into.



Regency Alliance Insurance Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Regency Alliance Insurance's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2024 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=-0.048/315.6050*315.6050
=-0.048

Current CPI (Dec. 2024) = 315.6050.

Regency Alliance Insurance Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201206 0.000 229.478 0.000
201209 0.000 231.407 0.000
201303 0.016 232.773 0.022
201306 0.010 233.504 0.014
201309 -0.003 234.149 -0.004
201403 0.024 236.293 0.032
201406 0.025 238.343 0.033
201409 -0.025 238.031 -0.033
201512 0.000 236.525 0.000
201703 0.010 243.801 0.013
201706 0.002 244.955 0.003
201709 -0.015 246.819 -0.019
201712 -0.060 246.524 -0.077
201803 -0.016 249.554 -0.020
201806 0.024 251.989 0.030
201809 -0.008 252.439 -0.010
201812 -0.017 251.233 -0.021
201903 0.010 254.202 0.012
201906 0.000 256.143 0.000
201909 0.028 256.759 0.034
201912 -0.030 256.974 -0.037
202003 0.002 258.115 0.002
202006 0.082 257.797 0.100
202009 -0.034 260.280 -0.041
202012 0.003 260.474 0.004
202103 -0.022 264.877 -0.026
202106 0.056 271.696 0.065
202109 -0.007 274.310 -0.008
202203 -0.001 287.504 -0.001
202206 0.041 296.311 0.044
202209 0.000 296.808 0.000
202212 0.032 296.797 0.034
202303 0.000 301.836 0.000
202306 0.010 305.109 0.010
202309 -0.002 307.789 -0.002
202312 0.029 306.746 0.030
202403 -0.006 312.332 -0.006
202406 -0.019 314.175 -0.019
202409 0.002 315.301 0.002
202412 -0.048 315.605 -0.048

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ₦ mean?
Regency Alliance Insurance (NSA:RAIP) has a Cyclically Adjusted FCF per Share of ₦ as of Dec. 2024. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Regency Alliance Insurance and its competitors.
Is Regency Alliance Insurance's Cyclically Adjusted FCF per Share too high?
Regency Alliance Insurance's current Cyclically Adjusted FCF per Share is ₦.
How does Regency Alliance Insurance's Cyclically Adjusted FCF per Share compare to competitors?
Regency Alliance Insurance's Cyclically Adjusted FCF per Share of ₦ can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Regency Alliance Insurance and its competitors. Regency Alliance Insurance's current Cyclically Adjusted FCF per Share is ₦. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regency Alliance Insurance stock overvalued right now?
Regency Alliance Insurance (NSA:RAIP) has a current Cyclically Adjusted FCF per Share of ₦. The current Cyclically Adjusted FCF per Share is ₦. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Regency Alliance Insurance (NSA:RAIP), the current Cyclically Adjusted FCF per Share is ₦ as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Regency Alliance Insurance Business Description

Address No. 2, Ebun Street, Gbagada Expressway, Phase 1, Gbagada, Lagos, NGA
Regency Alliance Insurance PLC provides insurance products and services in Nigeria. The company offers risk underwriting, risk management, asset management, travel, and medical insurance services. Some of its products are marine & money insurance. Regency Alliance Insurance Plc. and its subsidiaries (the Group) are engaged in various business lines ranging from general accident insurance, oil/gas insurance, property leasing, and investment and banking business. Its segments are Non-life/General business, Properties & Investment, Retail and Microfinance Banking, and Vehicle Tracking Services.