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Plada Infotech ServicesNSE:PLADAINFO 20 Cash-to-Debt is 0.19 as of Mar. 2025, which is at its 10-year median of 0.19. GuruFocus rates NSE:PLADAINFO with a GF Score™ of 20/100. The stock has 3 warning signs investors should review. Among 1,069 Business Services companies, Plada Infotech Services ranks worse than 76.99% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Plada Infotech Services's cash to debt ratio for the quarter that ended in Mar. 2025 was 0.19.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Plada Infotech Servicescouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2025.
The historical rank and industry rank for Plada Infotech Services's Cash-to-Debt or its related term are showing as below:
NSE:PLADAINFO'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.11 Med: 0.19 Max: 0.25
Current: 0.19
During the past 5 years, Plada Infotech Services's highest Cash to Debt Ratio was 0.25. The lowest was 0.11. And the median was 0.19.
NSE:PLADAINFO's Cash-to-Debt is ranked worse than 76.99% of 1069
companies
in the Business Services industry
Industry Median: 1.15
vs NSE:PLADAINFO: 0.19
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Plada Infotech Services Cash-to-Debt Related Terms
Plada Infotech Services Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Plada Infotech Services Cash-to-Debt Chart
Plada Infotech Services Annual Data
Trend
Mar21
Mar22
Mar23
Mar24
Mar25
Cash-to-Debt
0.11
0.13
0.21
0.25
0.19
Plada Infotech Services Semi-Annual Data
Mar21
Mar22
Mar23
Mar24
Mar25
Cash-to-Debt
0.11
0.13
0.21
0.25
0.19
NSE:PLADAINFO vs CTAS, CPRT, GPN: Cash-to-Debt Comparison
For the Specialty Business Services subindustry, Plada Infotech Services's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plada Infotech Services Cash-to-Debt vs Business Services Industry
For the Business Services industry and Industrials sector, Plada Infotech Services's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Plada Infotech Services's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Plada Infotech Services (NSE:PLADAINFO) has a Cash-to-Debt of 0.19 as of Mar. 2025. This is near median its historical median of 0.19. Over the past decade, Plada Infotech Services' Cash-to-Debt has ranged from 0.11 to 0.25. According to the industry distribution chart, Plada Infotech Services ranks #823 out of 1069 companies in the Business Services industry, placing it in the top 77%.
Is Plada Infotech Services' Cash-to-Debt too high?
Plada Infotech Services' current Cash-to-Debt of 0.19 is near median its 10-year median of 0.19. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.25. The Business Services industry median Cash-to-Debt is 1.15. Plada Infotech Services' value of 0.19 is 83.5% below this industry median. Based on the distribution chart, Plada Infotech Services ranks #823 out of 1069 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Plada Infotech Services has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Plada Infotech Services' Cash-to-Debt compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Plada Infotech Services ranks #823 out of 1069 companies for Cash-to-Debt. This places Plada Infotech Services in the lower half of its industry. The industry median Cash-to-Debt is 1.15. Plada Infotech Services' value of 0.19 is 83.5% below this benchmark. Historically, Plada Infotech Services' own Cash-to-Debt has ranged from 0.11 to 0.25 over the past decade. While the company's 10-year median is 0.19 vs. the industry median of 1.15, Plada Infotech Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Business Services company?
The median Cash-to-Debt among Business Services companies is 1.15, based on 1,069 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plada Infotech Services's current Cash-to-Debt of 0.19 is 83.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Business Services industry, the median Cash-to-Debt is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plada Infotech Services's current Cash-to-Debt is 0.19, which is near median its own 10-year median of 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plada Infotech Services stock overvalued right now?
Plada Infotech Services (NSE:PLADAINFO) has a current Cash-to-Debt of 0.19. The current Cash-to-Debt is 0.19, which is near median its 10-year median of 0.19 and 83.5% below the Business Services industry median of 1.15. Plada Infotech Services' overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Plada Infotech Services (NSE:PLADAINFO), the current Cash-to-Debt is 0.19 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Plada Infotech Services Ltd is a company specializing in delivering comprehensive Business Process Outsourcing services tailored to its clients' specific needs. The company focuses on providing end-to-end solutions to its clients. It provides a wide range of services, ranging from recruitment & payroll management, merchant acquisition, field support, software solutions, e-commerce, business correspondence, seller onboarding, account management, and others. Additionally, it offers products like Kundali (HR suite), D2B loan, Merchant World Loyalty platform, and PRUF (Pay Upon Delivery) solutions. The company's business activities mainly fall within a single business segment, i.e., merchant services and programme. Geographically, it operates predominantly in India.
20GF Score
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