Plada Infotech Services (NSE:PLADAINFO) Interest Coverage: 2.57 (As of Mar. 2025) — 22% Above Median


NSE:PLADAINFO Plada Infotech Services Ltd NSE:PLADAINFO
16 GF Score
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! 3 Warning Signs
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What is Plada Infotech Services Interest Coverage?

Plada Infotech Services NSE:PLADAINFO 16 Interest Coverage is 2.57 as of Mar. 2025, which is 22% above its 10-year median of 2.10. GuruFocus rates NSE:PLADAINFO with a GF Score™ of 16/100. The stock has 3 warning signs investors should review. Among 812 Business Services companies, Plada Infotech Services ranks worse than 81.16% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Plada Infotech Services's Operating Income for the six months ended in Mar. 2025 was ₹38.8 Mil. Plada Infotech Services's Interest Expense for the six months ended in Mar. 2025 was ₹-15.1 Mil. Plada Infotech Services's interest coverage for the quarter that ended in Mar. 2025 was 2.57. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Plada Infotech Services's Interest Coverage or its related term are showing as below:

NSE:PLADAINFO' s Interest Coverage Range Over the Past 10 Years
Min: 1.56   Med: 2.1   Max: 2.57
Current: 2.57


NSE:PLADAINFO's Interest Coverage is ranked worse than
81.16% of 812 companies
in the Business Services industry
Industry Median: 12.98 vs NSE:PLADAINFO: 2.57

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Plada Infotech Services  (NSE:PLADAINFO) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Plada Infotech Services Interest Coverage Related Terms


Plada Infotech Services Interest Coverage Historical Data

* Premium members only.

The historical data trend for Plada Infotech Services's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Plada Infotech Services Interest Coverage Chart

Plada Infotech Services Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25
Interest Coverage
1.56 1.65 2.10 2.31 2.57

Plada Infotech Services Semi-Annual Data
Mar21 Mar22 Mar23 Mar24 Mar25
Interest Coverage 1.56 1.65 2.10 2.31 2.57

NSE:PLADAINFO vs CTAS, CPRT, GPN: Interest Coverage Comparison

For the Specialty Business Services subindustry, Plada Infotech Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Plada Infotech Services Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, Plada Infotech Services's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Plada Infotech Services's Interest Coverage falls into.


NSE:PLADAINFO
16GF Score
Plada Infotech Services Ltd NSE:PLADAINFO
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Plada Infotech Services Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Plada Infotech Services's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, Plada Infotech Services's Interest Expense was ₹-15.1 Mil. Its Operating Income was ₹38.8 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹87.4 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2025 )/Interest Expense (A: Mar. 2025 )
=-1*38.758/-15.089
=2.57

Plada Infotech Services's Interest Coverage for the quarter that ended in Mar. 2025 is calculated as

Here, for the six months ended in Mar. 2025, Plada Infotech Services's Interest Expense was ₹-15.1 Mil. Its Operating Income was ₹38.8 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹87.4 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2025 )/Interest Expense (Q: Mar. 2025 )
=-1*38.758/-15.089
=2.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.57 mean?
Plada Infotech Services (NSE:PLADAINFO) has a Interest Coverage of 2.57 as of Mar. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Plada Infotech Services and its competitors. This is 22% above median its historical median of 2.10. Over the past decade, Plada Infotech Services' Interest Coverage has ranged from 1.56 to 2.57. According to the industry distribution chart, Plada Infotech Services ranks #659 out of 812 companies in the Business Services industry, placing it in the top 81.2%.
Is Plada Infotech Services' Interest Coverage too high?
Plada Infotech Services' current Interest Coverage of 2.57 is 22% above median its 10-year median of 2.10. Over the past 10 years, this metric has ranged from a low of 1.56 to a high of 2.57. The Business Services industry median Interest Coverage is 12.98. Plada Infotech Services' value of 2.57 is 80.2% below this industry median. Based on the distribution chart, Plada Infotech Services ranks #659 out of 812 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Plada Infotech Services has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Plada Infotech Services' Interest Coverage compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Plada Infotech Services ranks #659 out of 812 companies for Interest Coverage. This places Plada Infotech Services in the lower half of its industry. The industry median Interest Coverage is 12.98. Plada Infotech Services' value of 2.57 is 80.2% below this benchmark. Historically, Plada Infotech Services' own Interest Coverage has ranged from 1.56 to 2.57 over the past decade. While the company's 10-year median is 2.10 vs. the industry median of 12.98, Plada Infotech Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plada Infotech Services's current Interest Coverage of 2.57 is 80.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Plada Infotech Services and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plada Infotech Services's current Interest Coverage is 2.57, which is 22% above median its own 10-year median of 2.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plada Infotech Services stock overvalued right now?
Plada Infotech Services (NSE:PLADAINFO) has a current Interest Coverage of 2.57. The current Interest Coverage is 2.57, which is 22% above median its 10-year median of 2.10 and 80.2% below the Business Services industry median of 12.98. Plada Infotech Services' overall GF Score™ is 16/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Plada Infotech Services (NSE:PLADAINFO), the current Interest Coverage is 2.57 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Plada Infotech Services Business Description

Address Off. Old Nagardas Road, Santosh A. Mishra Compound, Mograpada, Mogra Village, Andheri East, Mumbai, MH, IND, 400069
Plada Infotech Services Ltd is a company specializing in delivering comprehensive Business Process Outsourcing services tailored to its clients' specific needs. The company focuses on providing end-to-end solutions to its clients. It provides a wide range of services, ranging from recruitment & payroll management, merchant acquisition, field support, software solutions, e-commerce, business correspondence, seller onboarding, account management, and others. Additionally, it offers products like Kundali (HR suite), D2B loan, Merchant World Loyalty platform, and PRUF (Pay Upon Delivery) solutions. The company's business activities mainly fall within a single business segment, i.e., merchant services and programme. Geographically, it operates predominantly in India.
16GF Score

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