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OFA GroupOFAL -6.28%8 Cash-to-Debt is 0.95 as of Mar. 2026, which is 28% above its 10-year median of 0.74. GuruFocus rates OFAL with a GF Score™ of 8/100. The stock has 8 warning signs investors should review. Among 1,772 Construction companies, OFA Group ranks better than 55.81% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. OFA Group's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.95.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, OFA Groupcouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for OFA Group's Cash-to-Debt or its related term are showing as below:
OFAL'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.06 Med: 0.74 Max: 4.38
Current: 0.95
During the past 4 years, OFA Group's highest Cash to Debt Ratio was 4.38. The lowest was 0.06. And the median was 0.74.
OFAL's Cash-to-Debt is ranked better than 55.81% of 1772
companies
in the Construction industry
Industry Median: 0.71
vs OFAL: 0.95
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
OFA Group Cash-to-Debt Related Terms
OFA Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for OFA Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Engineering & Construction subindustry, OFA Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OFA Group Cash-to-Debt vs Construction Industry
For the Construction industry and Industrials sector, OFA Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where OFA Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OFA Group (OFAL) has a Cash-to-Debt of 0.95 as of Mar. 2026. This is 28% above median its historical median of 0.74. Over the past decade, OFA Group's Cash-to-Debt has ranged from 0.06 to 4.38. According to the industry distribution chart, OFA Group ranks #783 out of 1772 companies in the Construction industry, placing it in the top 44.2%.
Is OFA Group's Cash-to-Debt too high?
OFA Group's current Cash-to-Debt of 0.95 is 28% above median its 10-year median of 0.74. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 4.38. The Construction industry median Cash-to-Debt is 0.71. OFA Group's value of 0.95 is 33.8% above this industry median. Based on the distribution chart, OFA Group ranks #783 out of 1772 companies in the Construction industry, which is above the industry midpoint. Overall, OFA Group has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does OFA Group's Cash-to-Debt compare to MGN and MMEX?
According to the Construction industry distribution chart, OFA Group ranks #783 out of 1772 companies for Cash-to-Debt. This puts OFA Group in the upper half of its industry. The industry median Cash-to-Debt is 0.71. OFA Group's value of 0.95 is 33.8% above this benchmark. Historically, OFA Group's own Cash-to-Debt has ranged from 0.06 to 4.38 over the past decade. While the company's 10-year median is 0.74 vs. the industry median of 0.71, OFA Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Construction company?
The median Cash-to-Debt among Construction companies is 0.71, based on 1,772 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OFA Group's current Cash-to-Debt of 0.95 is 33.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Construction industry, the median Cash-to-Debt is 0.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OFA Group's current Cash-to-Debt is 0.95, which is 28% above median its own 10-year median of 0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OFA Group stock overvalued right now?
OFA Group (OFAL) has a current Cash-to-Debt of 0.95. The current Cash-to-Debt is 0.95, which is 28% above median its 10-year median of 0.74 and 33.8% above the Construction industry median of 0.71. OFA Group's overall GF Score™ is 8/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For OFA Group (OFAL), the current Cash-to-Debt is 0.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
OFA Group, through its subsidiary, provides architectural services, including design and fit-out services for commercial and residential buildings in Hong Kong. The design service includes both the consultation with staff and the actual design work and the company provides a specific conceptualized design with layout plans, detailed design drawings, advice relating to, among other things, budgetary consideration, optimal use of space, the materials, fittings, furniture, appliances and other items to be used to produce a preliminary design plan and quotation. Its works include installing protective materials to cover floors or walls, installing or constructing partition walls, windows, window frames, and decorative fittings, furniture or fixtures, installing plumbing systems, etc.
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