OFAL (OFA Group) Effective Interest Rate on Debt %: 2.70% (As of Sep. 2025)


OFAL OFA Group OFAL
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What is OFA Group Effective Interest Rate on Debt %?

OFA Group OFAL +0.94% 10 Effective Interest Rate on Debt % is 2.70% as of Sep. 2025. GuruFocus rates OFAL with a GF Score™ of 10/100. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. OFA Group's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was $0.01 Mil. OFA Group's average total debt for the quarter that ended in Sep. 2025 was $0.52 Mil. Therefore, OFA Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 2.70%.

OFA Group  (NAS:OFAL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

OFA Group Effective Interest Rate on Debt % Related Terms

OFA Group Effective Interest Rate on Debt % Historical Data

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The historical data trend for OFA Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OFA Group Effective Interest Rate on Debt % Chart

OFA Group Annual Data
Trend Mar23 Mar24 Mar25
Effective Interest Rate on Debt %
0.00 2.72 9.44

OFA Group Semi-Annual Data
Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 0.00 2.77 15.71 3.05 2.70

OFAL vs MGN, MSGY, FBGL: Effective Interest Rate on Debt % Comparison

For the Engineering & Construction subindustry, OFA Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OFA Group Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, OFA Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where OFA Group's Effective Interest Rate on Debt % falls into.


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OFA Group Effective Interest Rate on Debt % Calculation

OFA Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -0.048/( (0.506+0.511)/ 2 )
=-1  *  -0.048/0.5085
=9.44 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.464 + 0.042
=0.506

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.473 + 0.038
=0.511

OFA Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -0.014/( (0.511+0.527)/ 2 )
=-1  *  -0.014/0.519
=2.70 %

where

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.473 + 0.038
=0.511

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.492 + 0.035
=0.527

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.70% mean?
OFA Group (OFAL) has a Effective Interest Rate on Debt % of 2.70% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on OFA Group and its competitors.
Is OFA Group's Effective Interest Rate on Debt % too high?
OFA Group's current Effective Interest Rate on Debt % is 2.70%. Overall, OFA Group has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does OFA Group's Effective Interest Rate on Debt % compare to MGN and MSGY?
OFA Group's Effective Interest Rate on Debt % of 2.70% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on OFA Group and its competitors. OFA Group's current Effective Interest Rate on Debt % is 2.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OFA Group stock overvalued right now?
OFA Group (OFAL) has a current Effective Interest Rate on Debt % of 2.70%. The current Effective Interest Rate on Debt % is 2.70%. OFA Group's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For OFA Group (OFAL), the current Effective Interest Rate on Debt % is 2.70% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

OFA Group Business Description

Address 609 Deep Valley Drive, Suite 200, Rolling Hills, CA, USA, 90274
OFA Group, through its subsidiary, provides architectural services, including design and fit-out services for commercial and residential buildings in Hong Kong. The design service includes both the consultation with staff and the actual design work and the company provides a specific conceptualized design with layout plans, detailed design drawings, advice relating to, among other things, budgetary consideration, optimal use of space, the materials, fittings, furniture, appliances and other items to be used to produce a preliminary design plan and quotation. Its works include installing protective materials to cover floors or walls, installing or constructing partition walls, windows, window frames, and decorative fittings, furniture or fixtures, installing plumbing systems, etc.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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