Patriot Federal Bank NY (Patriot Federal Bank NY) Cash-to-Debt : No Debt ⁽¹⁾ (As of Sep. 2007)

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What is Patriot Federal Bank NY Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Patriot Federal Bank NY's cash to debt ratio for the quarter that ended in Sep. 2007 was No Debt ⁽¹⁾.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Patriot Federal Bank NY could pay off its debt using the cash in hand for the quarter that ended in Sep. 2007.

(1) Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Patriot Federal Bank NY's Cash-to-Debt or its related term are showing as below:

PFDB's Cash-to-Debt is not ranked ^*
in the Banks industry.
Industry Median: 1.28
* Ranked among companies with meaningful Cash-to-Debt only.

Patriot Federal Bank NY Cash-to-Debt Historical Data

The historical data trend for Patriot Federal Bank NY's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Patriot Federal Bank NY Cash-to-Debt Chart

Patriot Federal Bank NY Annual Data

Trend

Cash-to-Debt

Patriot Federal Bank NY Quarterly Data
	Mar07	Jun07	Sep07
Cash-to-Debt	No Debt	No Debt	No Debt

Competitive Comparison of Patriot Federal Bank NY's Cash-to-Debt

For the Banks - Regional subindustry, Patriot Federal Bank NY's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Patriot Federal Bank NY's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Patriot Federal Bank NY's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Patriot Federal Bank NY's Cash-to-Debt falls into.

Patriot Federal Bank NY Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Patriot Federal Bank NY's Cash to Debt Ratio for the fiscal year that ended in . 20 is calculated as:

Do not have enough data to calculate Cash to Debt ratio.

Patriot Federal Bank NY's Cash to Debt Ratio for the quarter that ended in Sep. 2007 is calculated as:

Patriot Federal Bank NY had no debt ⁽¹⁾.

Patriot Federal Bank NY (OTCPK:PFDB) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Patriot Federal Bank NY Cash-to-Debt Related Terms

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Patriot Federal Bank NY (Patriot Federal Bank NY) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Patriot Federal Bank NY (OTCPK:PFDB) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

Website

http://www.patriotfederalbank.com

Patriot Federal Bank NY was established in December 2005. It offers a variety of products tailored to the people of the Mohawk Valley and surrounding areas. Patriot Federal Bank offers an array of personal checking account options. The Bank offers home equity loans and lines of credit at extremely competitive rates. Patriot Federal Bank also offers a variety of personal loans at highly competitive rates. The Bank's goal is to provide quality financial services in a personal, professional manner.

Patriot Federal Bank NY (Patriot Federal Bank NY) Headlines

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Patriot Federal Bank NY (Patriot Federal Bank NY) Cash-to-Debt : No Debt (1) (As of Sep. 2007)