Patriot Federal Bank NY (Patriot Federal Bank NY) Net Margin % : -69.46% (As of Sep. 2007)

View and export this data going back to . Start your Free Trial

What is Patriot Federal Bank NY Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Patriot Federal Bank NY's Net Income for the three months ended in Sep. 2007 was $-0.21 Mil. Patriot Federal Bank NY's Revenue for the three months ended in Sep. 2007 was $0.30 Mil. Therefore, Patriot Federal Bank NY's net margin for the quarter that ended in Sep. 2007 was -69.46%.

The historical rank and industry rank for Patriot Federal Bank NY's Net Margin % or its related term are showing as below:

PFDB's Net Margin % is not ranked ^*
in the Banks industry.
Industry Median: 25.32
* Ranked among companies with meaningful Net Margin % only.

Patriot Federal Bank NY Net Margin % Historical Data

The historical data trend for Patriot Federal Bank NY's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Patriot Federal Bank NY Net Margin % Chart

Patriot Federal Bank NY Annual Data

Trend

Net Margin %

Patriot Federal Bank NY Quarterly Data
	Mar07	Jun07	Sep07
Net Margin %	-61.50	-88.19	-69.46

Competitive Comparison of Patriot Federal Bank NY's Net Margin %

For the Banks - Regional subindustry, Patriot Federal Bank NY's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Patriot Federal Bank NY's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Patriot Federal Bank NY's Net Margin % distribution charts can be found below:

* The bar in red indicates where Patriot Federal Bank NY's Net Margin % falls into.

Patriot Federal Bank NY Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Patriot Federal Bank NY's Net Margin for the fiscal year that ended in . 20 is calculated as

Net Margin	=	Net Income (A: . 20 )	/	Revenue (A: . 20 )
	=		/
	=	%

Patriot Federal Bank NY's Net Margin for the quarter that ended in Sep. 2007 is calculated as

Net Margin	=	Net Income (Q: Sep. 2007 )	/	Revenue (Q: Sep. 2007 )
	=	-0.207	/	0.298
	=	-69.46 %

Patriot Federal Bank NY (OTCPK:PFDB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Patriot Federal Bank NY Net Margin % Related Terms

Thank you for viewing the detailed overview of Patriot Federal Bank NY's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.

Patriot Federal Bank NY (Patriot Federal Bank NY) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Patriot Federal Bank NY (OTCPK:PFDB) » Definitions » Net Margin %

Comparable Companies

Traded in Other Exchanges

N/A

Address

Website

http://www.patriotfederalbank.com

Patriot Federal Bank NY was established in December 2005. It offers a variety of products tailored to the people of the Mohawk Valley and surrounding areas. Patriot Federal Bank offers an array of personal checking account options. The Bank offers home equity loans and lines of credit at extremely competitive rates. Patriot Federal Bank also offers a variety of personal loans at highly competitive rates. The Bank's goal is to provide quality financial services in a personal, professional manner.

Patriot Federal Bank NY (Patriot Federal Bank NY) Headlines

No Headlines