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Parke BancorpPKBK -1.45%59 Cash-to-Debt is 1.15 as of Jun. 2026, which is 3% above its 10-year median of 1.12. GuruFocus rates PKBK with a GF Score™ of 59/100 and a GF Value™ of $28.67 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,490 Banks companies, Parke Bancorp ranks worse than 54.09% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Parke Bancorp's cash to debt ratio for the quarter that ended in Jun. 2026 was 1.15.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Parke Bancorpcould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Parke Bancorp's Cash-to-Debt or its related term are showing as below:
PKBK'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.04 Med: 1.12 Max: 4.94
Current: 1.15
During the past 13 years, Parke Bancorp's highest Cash to Debt Ratio was 4.94. The lowest was 0.04. And the median was 1.12.
PKBK's Cash-to-Debt is ranked worse than 54.09% of 1490
companies
in the Banks industry
Industry Median: 1.38
vs PKBK: 1.15
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Parke Bancorp Cash-to-Debt Related Terms
Parke Bancorp Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Parke Bancorp's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Banks - Regional subindustry, Parke Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Parke Bancorp Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, Parke Bancorp's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Parke Bancorp's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Parke Bancorp (PKBK) has a Cash-to-Debt of 1.15 as of Jun. 2026. This is near median its historical median of 1.12. Over the past decade, Parke Bancorp's Cash-to-Debt has ranged from 0.04 to 4.94. According to the industry distribution chart, Parke Bancorp ranks #806 out of 1490 companies in the Banks industry, placing it in the top 54.1%.
Is Parke Bancorp's Cash-to-Debt too high?
Parke Bancorp's current Cash-to-Debt of 1.15 is near median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 4.94. The Banks industry median Cash-to-Debt is 1.38. Parke Bancorp's value of 1.15 is 16.7% below this industry median. Based on the distribution chart, Parke Bancorp ranks #806 out of 1490 companies in the Banks industry, which is below the industry midpoint. Overall, Parke Bancorp has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Parke Bancorp's Cash-to-Debt compare to FRST and MVBF?
According to the Banks industry distribution chart, Parke Bancorp ranks #806 out of 1490 companies for Cash-to-Debt. This places Parke Bancorp in the lower half of its industry. The industry median Cash-to-Debt is 1.38. Parke Bancorp's value of 1.15 is 16.7% below this benchmark. Historically, Parke Bancorp's own Cash-to-Debt has ranged from 0.04 to 4.94 over the past decade. While the company's 10-year median is 1.12 vs. the industry median of 1.38, Parke Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.38, based on 1,490 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Parke Bancorp's current Cash-to-Debt of 1.15 is 16.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Parke Bancorp's current Cash-to-Debt is 1.15, which is near median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Parke Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Parke Bancorp (PKBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.67, compared to a current price of $34.09 — trading 18.9% above its estimated fair value. The current Cash-to-Debt is 1.15, which is near median its 10-year median of 1.12 and 16.7% below the Banks industry median of 1.38. Parke Bancorp's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Parke Bancorp (PKBK), the current Cash-to-Debt is 1.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Parke Bancorp (PKBK) Overvalued in 2026?
Based on GuruFocus' analysis, Parke Bancorp stock appears to be overvalued.
The current stock price of $34.09 is trading 18.9% above its estimated GF Value™ of $28.67.
GuruFocus considers Parke Bancorp to be Modestly Overvalued.
Key valuation signals for PKBK:
Cash-to-Debt: 1.15 (near median its 10-year median of 1.12)
GF Value™: $28.67 vs. price of $34.09 (18.9% above fair value)
Industry Position: 16.7% below the Banks median (#806 of 1490)
No single metric tells the full story. See the PKBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Parke Bancorp Inc operates as a commercial bank providing personal and financial services to individuals and small to mid-sized businesses in various states of the USA. The bank offers services such as loan products, deposit services, and other financial products through its retail branches and other channels to its customers. Its lending businesses are commercial real estate lending, residential real estate lending, and construction lending, among others. The company operates one reportable segment of business, community banking.
59GF Score
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