NAS:USCB (USA)
Â
Ordinary Shares - Class A
$
23.45
+0.35 (+1.51%)
10:08 PM EST
Business Description
USCB Financial Holdings Inc
NAICS : 522110
SIC : 6021
ISIN : US90355N1019
Share Class Description:
USCB: Ordinary Shares - Class ATotal Employee Number:
205Compare
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Traded in other countries / regions
USCB.USA Index Membership
Russell 2000Russell 3000 IPO Date
2021-07-23Description
USCB Financial Holdings Inc is a bank holding company. Through its banking subsidiary, it offers relationship-based banking products, services, and solutions to a diverse set of clients in the local markets it operates in and international clients with U.S. banking needs. The Group's products and services offerings mainly include traditional deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, etc.; e-banking services; title insurance policies for real estate transactions; and a variety of lending products such as small business loans, commercial real estate loans, business credit cards, etc.; and others. Geographically, its primary banking market is South Florida.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.4 | |||||
Equity-to-Asset | 0.08 | |||||
Debt-to-Equity | 1.26 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 4/9 | |||||
Beneish M-Score | -2.91 | |||||
WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 10.5 | |||||
3-Year EPS without NRI Growth Rate | 10.5 | |||||
3-Year FCF Growth Rate | 14.8 | |||||
3-Year Book Growth Rate | 9.5 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 87.34 | |||||
9-Day RSI | 77.52 | |||||
14-Day RSI | 71.55 | |||||
3-1 Month Momentum % | 21.14 | |||||
6-1 Month Momentum % | 16.62 | |||||
12-1 Month Momentum % | 29.13 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.03 | |||||
Dividend Payout Ratio | 0.29 | |||||
Forward Dividend Yield % | 2.03 | |||||
5-Year Yield-on-Cost % | 2.03 | |||||
3-Year Average Share Buyback Ratio | 3.2 | |||||
Shareholder Yield % | 2.55 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 29.58 | |||||
FCF Margin % | 50.54 | |||||
OCF Margin % | 51.54 | |||||
ROE % | 12.89 | |||||
ROA % | 1.02 | |||||
Years of Profitability over Past 10-Year | 6 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 15.25 | |||||
Forward PE Ratio | 10.01 | |||||
PE Ratio without NRI | 15.25 | |||||
Price-to-Owner-Earnings | 11.23 | |||||
PEG Ratio | 1.93 | |||||
PS Ratio | 4.54 | |||||
PB Ratio | 1.86 | |||||
Price-to-Tangible-Book | 1.86 | |||||
Price-to-Free-Cash-Flow | 9.09 | |||||
Price-to-Operating-Cash-Flow | 8.93 | |||||
EV-to-Revenue | 6.26 | |||||
EV-to-FCF | 12.4 | |||||
Price-to-GF-Value | 1.09 | |||||
Price-to-Peter-Lynch-Fair-Value | 2.2 | |||||
Price-to-Graham-Number | 1.12 | |||||
FCF Yield % | 11.32 | |||||
Forward Rate of Return (Yacktman) % | 14.74 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
USCB Financial Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 97.132 | ||
| EPS (TTM) ($) | 1.54 | ||
| Beta | 0.7059 | ||
| 3-Year Sharpe Ratio | 0.7 | ||
| 3-Year Sortino Ratio | 1.72 | ||
| Volatility % | 12.6 | ||
| 14-Day RSI | 71.55 | ||
| 14-Day ATR ($) | 0.620393 | ||
| 20-Day SMA ($) | 22.5125 | ||
| 12-1 Month Momentum % | 29.13 | ||
| 52-Week Range ($) | 16.36 - 23.8858 | ||
| Shares Outstanding (Mil) | 18.47 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
USCB Financial Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
USCB Financial Holdings Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings conference call for 2026 | 2027-01-22 11:00 | In 140 days | ||
| Fourth quarter earnings results for 2026 | 2027-01-22 | In 139 days | ||
| Third quarter earnings conference call for 2026 | 2026-10-23 11:00 | In 49 days | ||
| Third quarter earnings results for 2026 | 2026-10-23 | In 48 days | ||
| USD 0.125000 Cash Dividend | 2026-08-17 | 22.47 (-1.06%) | ||
| Second quarter earnings conference call for 2026 | 2026-07-24 11:00 | 20.37 (+4.57%) | ||
| Second quarter earnings results for 2026 | 2026-07-24 | 20.37 (+4.57%) | ||
| General meeting for 2025 | 2026-05-26 10:00 | 18.62 (+0.38%) | ||
| USD 0.125000 Cash Dividend | 2026-05-15 | 18.34 (+0.49%) | ||
| First quarter earnings conference call for 2026 | 2026-04-24 11:00 | 19.47 (+0.41%) |
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USCB Financial Holdings Inc Frequently Asked Questions
What is USCB Financial Holdings Inc(USCB)'s stock price today?
The current price of USCB is $23.45. The 52 week high of USCB is $23.89 and 52 week low is $16.36.
When is next earnings date of USCB Financial Holdings Inc(USCB)?
The next earnings date of USCB Financial Holdings Inc(USCB) is 2026-10-23 Est..
Does USCB Financial Holdings Inc(USCB) pay dividends? If so, how much?
The Dividend Yield %  of USCB Financial Holdings Inc(USCB) is 2.03% (As of Today), Highest Dividend Payout Ratio of USCB Financial Holdings Inc(USCB) was 0.3. The lowest was 0.16. And the median was 0.23. The  Forward Dividend Yield % of USCB Financial Holdings Inc(USCB) is 2.03%. For more information regarding to dividend, please check our Dividend Page.
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