USCB Financial Holdings Inc (USCB) Stock Price, Trades & News

USCB Financial Holdings Inc is a bank holding company. Through its banking subsidiary, it offers relationship-based banking products, services, and solutions to a diverse set of clients in the local markets it operates in and international clients with U.S. banking needs. The Group's products and services offerings mainly include traditional deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, etc.; e-banking services; title insurance policies for real estate transactions; and a variety of lending products such as small business loans, commercial real estate loans, business credit cards, etc.; and others. Geographically, its primary banking market is South Florida.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.81
Equity-to-Asset	0.08
Debt-to-Equity	0.44
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.41	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	10.5
	3-Year EPS without NRI Growth Rate	10.5
	3-Year FCF Growth Rate	14.8
	3-Year Book Growth Rate	9.5

Momentum Rank

8/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	82.72
	9-Day RSI	75.41
	14-Day RSI	69.6
	3-1 Month Momentum %	2.24
	12-1 Month Momentum %	14.21

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	2.21
	Dividend Payout Ratio	0.29
	Forward Dividend Yield %	2.46
	5-Year Yield-on-Cost %	2.21
	3-Year Average Share Buyback Ratio	3.2
	Shareholder Yield %	19.21

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	29.7
	FCF Margin %	45.81
	OCF Margin %	46.43
	ROE %	12.56
	ROA %	1.01
	Years of Profitability over Past 10-Year	6
	Moat Score	3
	Tariff Resilience Score	8

GF Value Rank

7/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	14.02
	Forward PE Ratio	10.18
	PE Ratio without NRI	14.02
	Price-to-Owner-Earnings	11.56
	PEG Ratio	1.77
	PS Ratio	4.17
	PB Ratio	1.66
	Price-to-Tangible-Book	1.66
	Price-to-Free-Cash-Flow	9.43
	Price-to-Operating-Cash-Flow	9.28
	EV-to-Revenue	4.16
	EV-to-FCF	9.08
	Price-to-GF-Value	1.03
	Price-to-Peter-Lynch-Fair-Value	1.93
	Price-to-Graham-Number	1.02
	FCF Yield %	11.55

GF Value™: $19.81

USCB

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with USCB. Try a 7-Day Free Trial to check it out.

USCB Financial Holdings Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

USCB Financial Holdings Inc Stock Events

Financials Calendars

Event	Date	Price ($)
Third quarter earnings conference call for 2026	2026-10-23 11:00	In 117 days
Third quarter earnings results for 2026	2026-10-23	In 116 days
Second quarter earnings conference call for 2026	2026-07-24 11:00	In 26 days
Second quarter earnings results for 2026	2026-07-24	In 25 days
General meeting for 2025	2026-05-26 10:00	18.62 (+0.38%)
USD 0.125000 Cash Dividend	2026-05-15	18.34 (+0.49%)
First quarter earnings conference call for 2026	2026-04-24 11:00	19.47 (+0.41%)
First quarter earnings results for 2026	2026-04-23	19.35 (-0.59%)
Annual report for 2025	2026-03-13	18.12 (+0.67%)
USD 0.125000 Cash Dividend	2026-02-17	19.74 (+0.71%)

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Press Release

	Subject	Date
	AIDA LEVITAN, CHAIR OF U.S. CENTURY BANK, RECOGNIZED BY FORBES ON PRESTIGIOUS '50 OVER 50' LIST	2022-11-14
	U.S. Century Bank Announces Pricing of Initial Public Offering of Class A Common Stock	2021-07-23
	U.S. Century Bank Announces Pricing of Initial Public Offering of Class a Common Stock	2021-07-22

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Headlines

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