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PersimmonPSMMF 67 Cash-to-Debt is 0.40 as of Jun. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates PSMMF with a GF Score™ of 67/100 and a GF Value™ of $20.33. The stock has 3 warning signs investors should review. Among 93 Homebuilding & Construction companies, Persimmon ranks better than 52.69% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Persimmon's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.40.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Persimmoncouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
(1) Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Persimmon's Cash-to-Debt or its related term are showing as below:
PSMMF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.4 Med: No Debt Max: No Debt
Current: 0.4
During the past 13 years, Persimmon's highest Cash to Debt Ratio was No Debt. The lowest was 0.40. And the median was No Debt.
PSMMF's Cash-to-Debt is ranked better than 52.69% of 93
companies
in the Homebuilding & Construction industry
Industry Median: 0.38
vs PSMMF: 0.40
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Persimmon Cash-to-Debt Related Terms
Persimmon Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Persimmon's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Residential Construction subindustry, Persimmon's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Persimmon Cash-to-Debt vs Homebuilding & Construction Industry
For the Homebuilding & Construction industry and Consumer Cyclical sector, Persimmon's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Persimmon's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Persimmon (PSMMF) has a Cash-to-Debt of 0.40 as of Jun. 2026. This is 100% below median its historical median of 10,000.00. Over the past decade, Persimmon's Cash-to-Debt has ranged from 0.40 to 10,000.00. According to the industry distribution chart, Persimmon ranks #44 out of 93 companies in the Homebuilding & Construction industry, placing it in the top 47.3%.
Is Persimmon's Cash-to-Debt too high?
Persimmon's current Cash-to-Debt of 0.40 is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 10,000.00. The Homebuilding & Construction industry median Cash-to-Debt is 0.38. Persimmon's value of 0.40 is 5.3% above this industry median. Based on the distribution chart, Persimmon ranks #44 out of 93 companies in the Homebuilding & Construction industry, which is above the industry midpoint. Overall, Persimmon has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Persimmon's Cash-to-Debt compare to DHI and PHM?
According to the Homebuilding & Construction industry distribution chart, Persimmon ranks #44 out of 93 companies for Cash-to-Debt. This puts Persimmon in the upper half of its industry. The industry median Cash-to-Debt is 0.38. Persimmon's value of 0.40 is 5.3% above this benchmark. Historically, Persimmon's own Cash-to-Debt has ranged from 0.40 to 10,000.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 0.38, Persimmon has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Homebuilding & Construction company?
The median Cash-to-Debt among Homebuilding & Construction companies is 0.38, based on 93 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Persimmon's current Cash-to-Debt of 0.40 is 5.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Homebuilding & Construction industry, the median Cash-to-Debt is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Persimmon's current Cash-to-Debt is 0.40, which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Persimmon stock overvalued right now?
Persimmon (PSMMF) has a current Cash-to-Debt of 0.40. The stock's GF Value™ is $20.33, compared to a current price of $15.26 — trading 24.9% below its estimated fair value. The current Cash-to-Debt is 0.40, which is 100% below median its 10-year median of 10,000.00 and 5.3% above the Homebuilding & Construction industry median of 0.38. Persimmon's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Persimmon (PSMMF), the current Cash-to-Debt is 0.40 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Persimmon (PSMMF) Overvalued in 2026?
Based on GuruFocus' analysis, Persimmon stock appears to be undervalued.
The current stock price of $15.26 is trading 24.9% below its estimated GF Value™ of $20.33.
Key valuation signals for PSMMF:
Cash-to-Debt: 0.40 (100% below median its 10-year median of 10,000.00)
GF Value™: $20.33 vs. price of $15.26 (24.9% below fair value)
Industry Position: 5.3% above the Homebuilding & Construction median (#44 of 93)
No single metric tells the full story. See the PSMMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Persimmon is one of the UK's largest residential property developers by revenue and dwelling completions, marketing homes under its three brands: Persimmon Homes, Charles Church, and Westbury Partnerships. Persimmon distinguishes itself from peers by operating in the lower-priced segment of the new-build market; Persimmon Homes' average selling price in 2024 was 20% below the UK new-build national average. Like peers, Persimmon has traditionally operated in the land development, construction, and sales and marketing segments of the residential property development value chain. However, unlike peers, in recent years, Persimmon has begun manufacturing its own bricks, tiles, and timber frames, aiming to secure the supply and quality of key materials and manage build cost inflation.
67GF Score
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