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RHRH -2.16%75 Cash-to-Debt is 0.01 as of Apr. 2026, which is 50% below its 10-year median of 0.02. GuruFocus rates RH with a GF Score™ of 75/100 and a GF Value™ of $325.75 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,118 Retail - Cyclical companies, RH ranks worse than 97.85% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. RH's cash to debt ratio for the quarter that ended in Apr. 2026 was 0.01.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, RHcouldn't pay off its debt using the cash in hand for the quarter that ended in Apr. 2026.
The historical rank and industry rank for RH's Cash-to-Debt or its related term are showing as below:
RH'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0 Med: 0.02 Max: 0.63
Current: 0.01
During the past 13 years, RH's highest Cash to Debt Ratio was 0.63. The lowest was 0.00. And the median was 0.02.
RH's Cash-to-Debt is ranked worse than 97.85% of 1118
companies
in the Retail - Cyclical industry
Industry Median: 0.47
vs RH: 0.01
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
RH Cash-to-Debt Related Terms
RH Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for RH's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Specialty Retail subindustry, RH's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RH Cash-to-Debt vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, RH's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where RH's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RH (RH) has a Cash-to-Debt of 0.01 as of Apr. 2026. This is 50% below median its historical median of 0.02. According to the industry distribution chart, RH ranks #1094 out of 1118 companies in the Retail - Cyclical industry, placing it in the top 97.9%.
Is RH's Cash-to-Debt too high?
RH's current Cash-to-Debt of 0.01 is 50% below median its 10-year median of 0.02. The Retail - Cyclical industry median Cash-to-Debt is 0.47. RH's value of 0.01 is 97.9% below this industry median. Based on the distribution chart, RH ranks #1094 out of 1118 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, RH has a GF Score™ of 75/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does RH's Cash-to-Debt compare to ASO and MNSO?
According to the Retail - Cyclical industry distribution chart, RH ranks #1094 out of 1118 companies for Cash-to-Debt. This places RH in the lower half of its industry. The industry median Cash-to-Debt is 0.47. RH's value of 0.01 is 97.9% below this benchmark. While the company's 10-year median is 0.02 vs. the industry median of 0.47, RH has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Cyclical company?
The median Cash-to-Debt among Retail - Cyclical companies is 0.47, based on 1,118 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RH's current Cash-to-Debt of 0.01 is 97.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Cash-to-Debt is 0.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RH's current Cash-to-Debt is 0.01, which is 50% below median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RH stock overvalued right now?
Based on GuruFocus' analysis, RH (RH) is currently considered Possible Value Trap. The stock's GF Value™ is $325.75, compared to a current price of $139.37 — trading 57.2% below its estimated fair value. The current Cash-to-Debt is 0.01, which is 50% below median its 10-year median of 0.02 and 97.9% below the Retail - Cyclical industry median of 0.47. RH's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For RH (RH), the current Cash-to-Debt is 0.01 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RH (RH) Overvalued in 2026?
Based on GuruFocus' analysis, RH stock appears to be undervalued.
The current stock price of $139.37 is trading 57.2% below its estimated GF Value™ of $325.75.
GuruFocus considers RH to be Possible Value Trap.
Key valuation signals for RH:
Cash-to-Debt: 0.01 (50% below median its 10-year median of 0.02)
GF Value™: $325.75 vs. price of $139.37 (57.2% below fair value)
Industry Position: 97.9% below the Retail - Cyclical median (#1094 of 1118)
No single metric tells the full story. See the RH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RH is a luxury furniture and lifestyle retailer primarily operating in the $136 billion domestic furniture and home furnishing industry. The firm offers merchandise across many categories, including furniture, lighting, textiles, bath, decor, and is growing the presence of its hospitality business with 26 restaurant locations, including RH Guesthouse. RH innovates, curates, and integrates products, categories, services, and businesses across channels and brand extensions (RH Estates and Waterworks, for example). RH is fully integrated across channels and is positioned to broaden its addressable market over the next decade via expanding abroad, its World of RH digital platform (highlighting offerings outside of home furnishings), and offerings in architecture, media, and more.
75GF Score
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