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Ralph LaurenRL -1.82%92 Cash-to-Debt is 0.65 as of Jun. 2026, which is 12% below its 10-year median of 0.74. GuruFocus rates RL with a GF Score™ of 92/100 and a GF Value™ of $303.56 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,001 Manufacturing - Apparel & Accessories companies, Ralph Lauren ranks better than 54.85% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Ralph Lauren's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.65.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Ralph Laurencouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Ralph Lauren's Cash-to-Debt or its related term are showing as below:
RL'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.51 Med: 0.74 Max: 2.42
Current: 0.65
During the past 13 years, Ralph Lauren's highest Cash to Debt Ratio was 2.42. The lowest was 0.51. And the median was 0.74.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Ralph Lauren Cash-to-Debt Related Terms
Ralph Lauren Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Ralph Lauren's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Apparel Manufacturing subindustry, Ralph Lauren's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ralph Lauren Cash-to-Debt vs Manufacturing - Apparel & Accessories Industry
For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Ralph Lauren's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Ralph Lauren's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ralph Lauren (RL) has a Cash-to-Debt of 0.65 as of Jun. 2026. This is 12% below median its historical median of 0.74. Over the past decade, Ralph Lauren's Cash-to-Debt has ranged from 0.51 to 2.42. According to the industry distribution chart, Ralph Lauren ranks #452 out of 1001 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 45.2%.
Is Ralph Lauren's Cash-to-Debt too high?
Ralph Lauren's current Cash-to-Debt of 0.65 is 12% below median its 10-year median of 0.74. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 2.42. The Manufacturing - Apparel & Accessories industry median Cash-to-Debt is 0.52. Ralph Lauren's value of 0.65 is 25% above this industry median. Based on the distribution chart, Ralph Lauren ranks #452 out of 1001 companies in the Manufacturing - Apparel & Accessories industry, which is above the industry midpoint. Overall, Ralph Lauren has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ralph Lauren's Cash-to-Debt compare to LEVI and VFC?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Ralph Lauren ranks #452 out of 1001 companies for Cash-to-Debt. This puts Ralph Lauren in the upper half of its industry. The industry median Cash-to-Debt is 0.52. Ralph Lauren's value of 0.65 is 25% above this benchmark. Historically, Ralph Lauren's own Cash-to-Debt has ranged from 0.51 to 2.42 over the past decade. While the company's 10-year median is 0.74 vs. the industry median of 0.52, Ralph Lauren has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Manufacturing - Apparel & Accessories company?
The median Cash-to-Debt among Manufacturing - Apparel & Accessories companies is 0.52, based on 1,001 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ralph Lauren's current Cash-to-Debt of 0.65 is 25% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Manufacturing - Apparel & Accessories industry, the median Cash-to-Debt is 0.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ralph Lauren's current Cash-to-Debt is 0.65, which is 12% below median its own 10-year median of 0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ralph Lauren stock overvalued right now?
Based on GuruFocus' analysis, Ralph Lauren (RL) is currently considered Fairly Valued. The stock's GF Value™ is $303.56, compared to a current price of $335.23 — trading 10.4% above its estimated fair value. The current Cash-to-Debt is 0.65, which is 12% below median its 10-year median of 0.74 and 25% above the Manufacturing - Apparel & Accessories industry median of 0.52. Ralph Lauren's overall GF Score™ is 92/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Ralph Lauren (RL), the current Cash-to-Debt is 0.65 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ralph Lauren (RL) Overvalued in 2026?
Based on GuruFocus' analysis, Ralph Lauren stock appears to be overvalued.
The current stock price of $335.23 is trading 10.4% above its estimated GF Value™ of $303.56.
GuruFocus considers Ralph Lauren to be Fairly Valued.
Key valuation signals for RL:
Cash-to-Debt: 0.65 (12% below median its 10-year median of 0.74)
GF Value™: $303.56 vs. price of $335.23 (10.4% above fair value)
Industry Position: 25% above the Manufacturing - Apparel & Accessories median (#452 of 1001)
No single metric tells the full story. See the RL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded by designer Ralph Lauren (current executive chairman and chief creative officer) in 1967 in New York City, Ralph Lauren Corp. designs, markets, and distributes lifestyle merchandise in North America (41% of fiscal 2026 sales), Europe (31%), and Asia (26%). Best known for its iconic polo shirts, its products also include other types of apparel, footwear, eyewear, jewelry, handbags, home goods, and fragrances. The company's brands include Ralph Lauren Collection, Polo Ralph Lauren, and Lauren Ralph Lauren. Distribution channels for Ralph Lauren include wholesale (department stores and specialty stores), retail (company-owned retail stores and e-commerce), and licensing.
92GF Score
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