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Subgen AI ABSBAIF -36.09%35 Cash-to-Debt is 0.08 as of Jun. 2026, which is 96% below its 10-year median of 2.04. GuruFocus rates SBAIF with a GF Score™ of 35/100 and a GF Value™ of $203.85. The stock has 3 warning signs investors should review. Among 2,844 Software companies, Subgen AI AB ranks worse than 74.16% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Subgen AI AB's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.08.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Subgen AI ABcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Subgen AI AB's Cash-to-Debt or its related term are showing as below:
SBAIF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0 Med: 2.04 Max: No Debt
Current: 0.53
During the past 7 years, Subgen AI AB's highest Cash to Debt Ratio was No Debt. The lowest was 0.00. And the median was 2.04.
SBAIF's Cash-to-Debt is ranked worse than 74.16% of 2844
companies
in the Software industry
Industry Median: 2.485
vs SBAIF: 0.53
Subgen AI AB (OTCPK:SBAIF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Subgen AI AB Cash-to-Debt Related Terms
Subgen AI AB Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Subgen AI AB's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
SBAIF vs MSFT, PLTR, ORCL: Cash-to-Debt Comparison
For the Software - Infrastructure subindustry, Subgen AI AB's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Subgen AI AB Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, Subgen AI AB's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Subgen AI AB's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Subgen AI AB (SBAIF) has a Cash-to-Debt of 0.08 as of Jun. 2026. This is 96% below median its historical median of 2.04. According to the industry distribution chart, Subgen AI AB ranks #2109 out of 2844 companies in the Software industry, placing it in the top 74.2%.
Is Subgen AI AB's Cash-to-Debt too high?
Subgen AI AB's current Cash-to-Debt of 0.08 is 96% below median its 10-year median of 2.04. The Software industry median Cash-to-Debt is 2.49. Subgen AI AB's value of 0.08 is 96.8% below this industry median. Based on the distribution chart, Subgen AI AB ranks #2109 out of 2844 companies in the Software industry, which is below the industry midpoint. Overall, Subgen AI AB has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does Subgen AI AB's Cash-to-Debt compare to MSFT and PLTR?
According to the Software industry distribution chart, Subgen AI AB ranks #2109 out of 2844 companies for Cash-to-Debt. This places Subgen AI AB in the lower half of its industry. The industry median Cash-to-Debt is 2.49. Subgen AI AB's value of 0.08 is 96.8% below this benchmark. While the company's 10-year median is 2.04 vs. the industry median of 2.49, Subgen AI AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.49, based on 2,844 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Subgen AI AB's current Cash-to-Debt of 0.08 is 96.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Subgen AI AB's current Cash-to-Debt is 0.08, which is 96% below median its own 10-year median of 2.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Subgen AI AB stock overvalued right now?
Subgen AI AB (SBAIF) has a current Cash-to-Debt of 0.08. The stock's GF Value™ is $203.85, compared to a current price of $0.11 — trading 99.9% below its estimated fair value. The current Cash-to-Debt is 0.08, which is 96% below median its 10-year median of 2.04 and 96.8% below the Software industry median of 2.49. Subgen AI AB's overall GF Score™ is 35/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Subgen AI AB (SBAIF), the current Cash-to-Debt is 0.08 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Subgen AI AB (SBAIF) Overvalued in 2026?
Based on GuruFocus' analysis, Subgen AI AB stock appears to be undervalued.
The current stock price of $0.11 is trading 99.9% below its estimated GF Value™ of $203.85.
Key valuation signals for SBAIF:
Cash-to-Debt: 0.08 (96% below median its 10-year median of 2.04)
GF Value™: $203.85 vs. price of $0.11 (99.9% below fair value)
Industry Position: 96.8% below the Software median (#2109 of 2844)
No single metric tells the full story. See the SBAIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Subgen AI AB is an enterprise artificial intelligence company that develops both infrastructure and proprietary agent-centric AI-as-a-Service software, branded as Serenity Star. Its solutions are designed to scale and accelerate the adoption of AI across organizations. It is experiencing rapid growth, building data centers and delivering services to clients in sectors such as healthcare, energy, legal, and human resources. Subgen AI operates across Europe, Latin America, and the United States. The company's segment includes Serenity Star, Serenity Teams, AI Health, AI Infrastructure and Hardware, and Others. The firm generates the majority of its revenue from the Serenity Star segment. Geographically, the firm generates the majority of its revenue from Spain.
35GF Score
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