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Subgen AI ABSBAIF -36.09%35 Debt-to-Equity is 0.45 as of Mar. 2026, which is 2150% above its 10-year median of 0.02. GuruFocus rates SBAIF with a GF Score™ of 35/100 and a GF Value™ of $123.37. The stock has 3 warning signs investors should review. Among 2,244 Software companies, Subgen AI AB ranks worse than 68.58% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Subgen AI AB's Debt-to-Equity or its related term are showing as below:
SBAIF'
s Debt-to-Equity Range Over the Past 10 Years
Min: -3.52 Med: 0.02 Max: 194.78
Current: 0.45
During the past 7 years, the highest Debt-to-Equity Ratio of Subgen AI AB was 194.78. The lowest was -3.52. And the median was 0.02.
SBAIF's Debt-to-Equity is ranked worse than 68.58% of 2244
companies
in the Software industry
Industry Median: 0.19
vs SBAIF: 0.45
Subgen AI AB (OTCPK:SBAIF) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Subgen AI AB Debt-to-Equity Related Terms
Subgen AI AB Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Subgen AI AB's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBAIF vs MSFT, ORCL, PLTR: Debt-to-Equity Comparison
For the Software - Infrastructure subindustry, Subgen AI AB's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Subgen AI AB Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Subgen AI AB's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Subgen AI AB's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Subgen AI AB (SBAIF) has a Debt-to-Equity of 0.45 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Subgen AI AB and its competitors. This is 2150% above median its historical median of 0.02. According to the industry distribution chart, Subgen AI AB ranks #1539 out of 2244 companies in the Software industry, placing it in the top 68.6%.
Is Subgen AI AB's Debt-to-Equity too high?
Subgen AI AB's current Debt-to-Equity of 0.45 is 2150% above median its 10-year median of 0.02. The Software industry median Debt-to-Equity is 0.19. Subgen AI AB's value of 0.45 is 136.8% above this industry median. Based on the distribution chart, Subgen AI AB ranks #1539 out of 2244 companies in the Software industry, which is below the industry midpoint. Overall, Subgen AI AB has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does Subgen AI AB's Debt-to-Equity compare to MSFT and ORCL?
According to the Software industry distribution chart, Subgen AI AB ranks #1539 out of 2244 companies for Debt-to-Equity. This places Subgen AI AB in the lower half of its industry. The industry median Debt-to-Equity is 0.19. Subgen AI AB's value of 0.45 is 136.8% above this benchmark. While the company's 10-year median is 0.02 vs. the industry median of 0.19, Subgen AI AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,244 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Subgen AI AB's current Debt-to-Equity of 0.45 is 136.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Subgen AI AB and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Subgen AI AB's current Debt-to-Equity is 0.45, which is 2150% above median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Subgen AI AB stock overvalued right now?
Subgen AI AB (SBAIF) has a current Debt-to-Equity of 0.45. The stock's GF Value™ is $123.37, compared to a current price of $0.11 — trading 99.9% below its estimated fair value. The current Debt-to-Equity is 0.45, which is 2150% above median its 10-year median of 0.02 and 136.8% above the Software industry median of 0.19. Subgen AI AB's overall GF Score™ is 35/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Subgen AI AB (SBAIF), the current Debt-to-Equity is 0.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Subgen AI AB (SBAIF) Overvalued in 2026?
Based on GuruFocus' analysis, Subgen AI AB stock appears to be undervalued.
The current stock price of $0.11 is trading 99.9% below its estimated GF Value™ of $123.37.
Key valuation signals for SBAIF:
Debt-to-Equity: 0.45 (2150% above median its 10-year median of 0.02)
GF Value™: $123.37 vs. price of $0.11 (99.9% below fair value)
Industry Position: 136.8% above the Software median (#1539 of 2244)
No single metric tells the full story. See the SBAIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Subgen AI AB is an enterprise artificial intelligence company that develops both infrastructure and proprietary agent-centric AI-as-a-Service software, branded as Serenity Star. Its solutions are designed to scale and accelerate the adoption of AI across organizations. It is experiencing rapid growth, building data centers and delivering services to clients in sectors such as healthcare, energy, legal, and human resources. Subgen AI operates across Europe, Latin America, and the United States. The company's segment includes Serenity Star, Serenity Teams, AI Health, AI Infrastructure and Hardware, and Others. The firm generates the majority of its revenue from the Serenity Star segment. Geographically, the firm generates the majority of its revenue from Spain.
35GF Score
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