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DBS Group HoldingsSTU:DEVL -3.26%76 Cash-to-Debt is 1.77 as of Jun. 2026, which is 1% above its 10-year median of 1.76. GuruFocus rates STU:DEVL with a GF Score™ of 76/100 and a GF Value™ of €31.45 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,495 Banks companies, DBS Group Holdings ranks better than 55.65% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. DBS Group Holdings's cash to debt ratio for the quarter that ended in Jun. 2026 was 1.77.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, DBS Group Holdingscould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for DBS Group Holdings's Cash-to-Debt or its related term are showing as below:
STU:DEVL'
s Cash-to-Debt Range Over the Past 10 Years
Min: 1.12 Med: 1.76 Max: 2.65
Current: 1.77
During the past 13 years, DBS Group Holdings's highest Cash to Debt Ratio was 2.65. The lowest was 1.12. And the median was 1.76.
STU:DEVL's Cash-to-Debt is ranked better than 55.65% of 1495
companies
in the Banks industry
Industry Median: 1.37
vs STU:DEVL: 1.77
DBS Group Holdings (STU:DEVL) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
DBS Group Holdings Cash-to-Debt Related Terms
DBS Group Holdings Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for DBS Group Holdings's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Banks - Regional subindustry, DBS Group Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DBS Group Holdings Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, DBS Group Holdings's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where DBS Group Holdings's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DBS Group Holdings (STU:DEVL) has a Cash-to-Debt of 1.77 as of Jun. 2026. This is near median its historical median of 1.76. Over the past decade, DBS Group Holdings' Cash-to-Debt has ranged from 1.12 to 2.65. According to the industry distribution chart, DBS Group Holdings ranks #663 out of 1495 companies in the Banks industry, placing it in the top 44.3%.
Is DBS Group Holdings' Cash-to-Debt too high?
DBS Group Holdings' current Cash-to-Debt of 1.77 is near median its 10-year median of 1.76. Over the past 10 years, this metric has ranged from a low of 1.12 to a high of 2.65. The Banks industry median Cash-to-Debt is 1.37. DBS Group Holdings' value of 1.77 is 29.2% above this industry median. Based on the distribution chart, DBS Group Holdings ranks #663 out of 1495 companies in the Banks industry, which is above the industry midpoint. Overall, DBS Group Holdings has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does DBS Group Holdings' Cash-to-Debt compare to PNC and USB?
According to the Banks industry distribution chart, DBS Group Holdings ranks #663 out of 1495 companies for Cash-to-Debt. This puts DBS Group Holdings in the upper half of its industry. The industry median Cash-to-Debt is 1.37. DBS Group Holdings' value of 1.77 is 29.2% above this benchmark. Historically, DBS Group Holdings' own Cash-to-Debt has ranged from 1.12 to 2.65 over the past decade. While the company's 10-year median is 1.76 vs. the industry median of 1.37, DBS Group Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.37, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DBS Group Holdings's current Cash-to-Debt of 1.77 is 29.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DBS Group Holdings's current Cash-to-Debt is 1.77, which is near median its own 10-year median of 1.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DBS Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, DBS Group Holdings (STU:DEVL) is currently considered Significantly Overvalued. The stock's GF Value™ is €31.45, compared to a current price of €50.80 — trading 61.5% above its estimated fair value. The current Cash-to-Debt is 1.77, which is near median its 10-year median of 1.76 and 29.2% above the Banks industry median of 1.37. DBS Group Holdings' overall GF Score™ is 76/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For DBS Group Holdings (STU:DEVL), the current Cash-to-Debt is 1.77 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DBS Group Holdings (STU:DEVL) Overvalued in 2026?
Based on GuruFocus' analysis, DBS Group Holdings stock appears to be overvalued.
The current stock price of €50.80 is trading 61.5% above its estimated GF Value™ of €31.45.
GuruFocus considers DBS Group Holdings to be Significantly Overvalued.
Key valuation signals for STU:DEVL:
Cash-to-Debt: 1.77 (near median its 10-year median of 1.76)
GF Value™: €31.45 vs. price of €50.80 (61.5% above fair value)
Industry Position: 29.2% above the Banks median (#663 of 1495)
No single metric tells the full story. See the STU:DEVL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DBS Group is a Singapore-based banking group offering a full range of services to consumers, small to midsize enterprises, and corporations and institutions. Its main presence is in Singapore and Greater China. The acquisition of Lakshmi Vilas Bank has strengthened DBS' operations in India, and the acquisition of Citibank's Taiwan operation should bring additional growth in Greater China. DBS' wealth management division is one of the largest in Asia, with assets under management of SGD 492 billion as of March 2026.
76GF Score
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