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Sun CommunitiesSUI -0.98%66 Cash-to-Debt is 0.04 as of Jun. 2026, which is 33% above its 10-year median of 0.03. GuruFocus rates SUI with a GF Score™ of 66/100 and a GF Value™ of $126.15 (Fairly Valued). The stock has 7 warning signs investors should review. Among 853 REITs companies, Sun Communities ranks worse than 68% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Sun Communities's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.04.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Sun Communitiescouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Sun Communities's Cash-to-Debt or its related term are showing as below:
SUI'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0 Med: 0.03 Max: 0.34
Current: 0.04
During the past 13 years, Sun Communities's highest Cash to Debt Ratio was 0.34. The lowest was 0.00. And the median was 0.03.
SUI's Cash-to-Debt is ranked worse than 68% of 853
companies
in the REITs industry
Industry Median: 0.09
vs SUI: 0.04
Sun Communities (NYSE:SUI) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Sun Communities Cash-to-Debt Related Terms
Sun Communities Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Sun Communities's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the REIT - Residential subindustry, Sun Communities's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sun Communities Cash-to-Debt vs REITs Industry
For the REITs industry and Real Estate sector, Sun Communities's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Sun Communities's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sun Communities (SUI) has a Cash-to-Debt of 0.04 as of Jun. 2026. This is 33% above median its historical median of 0.03. According to the industry distribution chart, Sun Communities ranks #580 out of 853 companies in the REITs industry, placing it in the top 68%.
Is Sun Communities' Cash-to-Debt too high?
Sun Communities' current Cash-to-Debt of 0.04 is 33% above median its 10-year median of 0.03. The REITs industry median Cash-to-Debt is 0.09. Sun Communities' value of 0.04 is 55.6% below this industry median. Based on the distribution chart, Sun Communities ranks #580 out of 853 companies in the REITs industry, which is below the industry midpoint. Overall, Sun Communities has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sun Communities' Cash-to-Debt compare to MAA and UDR?
According to the REITs industry distribution chart, Sun Communities ranks #580 out of 853 companies for Cash-to-Debt. This places Sun Communities in the lower half of its industry. The industry median Cash-to-Debt is 0.09. Sun Communities' value of 0.04 is 55.6% below this benchmark. While the company's 10-year median is 0.03 vs. the industry median of 0.09, Sun Communities has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a REITs company?
The median Cash-to-Debt among REITs companies is 0.09, based on 853 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sun Communities's current Cash-to-Debt of 0.04 is 55.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the REITs industry, the median Cash-to-Debt is 0.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sun Communities's current Cash-to-Debt is 0.04, which is 33% above median its own 10-year median of 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Communities stock overvalued right now?
Based on GuruFocus' analysis, Sun Communities (SUI) is currently considered Fairly Valued. The stock's GF Value™ is $126.15, compared to a current price of $120.17 — trading 4.7% below its estimated fair value. The current Cash-to-Debt is 0.04, which is 33% above median its 10-year median of 0.03 and 55.6% below the REITs industry median of 0.09. Sun Communities' overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Sun Communities (SUI), the current Cash-to-Debt is 0.04 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sun Communities (SUI) Overvalued in 2026?
Based on GuruFocus' analysis, Sun Communities stock appears to be undervalued.
The current stock price of $120.17 is trading 4.7% below its estimated GF Value™ of $126.15.
GuruFocus considers Sun Communities to be Fairly Valued.
Key valuation signals for SUI:
Cash-to-Debt: 0.04 (33% above median its 10-year median of 0.03)
GF Value™: $126.15 vs. price of $120.17 (4.7% below fair value)
Industry Position: 55.6% below the REITs median (#580 of 853)
No single metric tells the full story. See the SUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sun Communities is a residential REIT that focuses on owning manufactured housing and residential vehicle communities. The company currently owns a portfolio of 513 properties, which includes 347 manufactured housing communities and 166 residential vehicle communities. Sun targets owning properties that are desirable as second homes or vacation properties, with nearly 50% of the portfolio located in either Florida or Michigan near major bodies of water.
66GF Score
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