SUI (Sun Communities) Effective Interest Rate on Debt %: 3.61% (As of Mar. 2026)


SUI Sun Communities Inc SUI
69 GF Score
Price $119.91
GF Value $131.08
Valuation Fairly Valued
! 6 Warning Signs
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What is Sun Communities Effective Interest Rate on Debt %?

Sun Communities SUI -1.09% 69 Effective Interest Rate on Debt % is 3.61% as of Mar. 2026. GuruFocus rates SUI with a GF Score™ of 69/100 and a GF Value™ of $131.08 (Fairly Valued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Sun Communities's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $154 Mil. Sun Communities's average total debt for the quarter that ended in Mar. 2026 was $4,252 Mil. Therefore, Sun Communities's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.61%.


Sun Communities  (NYSE:SUI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Sun Communities Effective Interest Rate on Debt % Related Terms


Sun Communities Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Sun Communities's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sun Communities Effective Interest Rate on Debt % Chart

Sun Communities Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.16 3.68 4.41 4.63 3.81

Sun Communities Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.47 4.00 3.88 3.68 3.61

SUI vs MAA, UDR, ELS: Effective Interest Rate on Debt % Comparison

For the REIT - Residential subindustry, Sun Communities's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sun Communities Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Sun Communities's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Sun Communities's Effective Interest Rate on Debt % falls into.


SUI
69GF Score
Sun Communities Inc SUI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sun Communities Effective Interest Rate on Debt % Calculation

Sun Communities's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -221/( (7352.8+4258.7)/ 2 )
=-1  *  -221/5805.75
=3.81 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5939.7 + 1413.1
=7352.8

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4258.7 + 0
=4258.7

Sun Communities's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -153.6/( (4258.7+4246.2)/ 2 )
=-1  *  -153.6/4252.45
=3.61 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4258.7 + 0
=4258.7

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4246.2 + 0
=4246.2

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.61% mean?
Sun Communities (SUI) has a Effective Interest Rate on Debt % of 3.61% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sun Communities and its competitors.
Is Sun Communities' Effective Interest Rate on Debt % too high?
Sun Communities' current Effective Interest Rate on Debt % is 3.61%. Overall, Sun Communities has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sun Communities' Effective Interest Rate on Debt % compare to MAA and UDR?
Sun Communities' Effective Interest Rate on Debt % of 3.61% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sun Communities and its competitors. Sun Communities's current Effective Interest Rate on Debt % is 3.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Communities stock overvalued right now?
Based on GuruFocus' analysis, Sun Communities (SUI) is currently considered Fairly Valued. The stock's GF Value™ is $131.08, compared to a current price of $119.91 — trading 8.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.61%. Sun Communities' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Sun Communities (SUI), the current Effective Interest Rate on Debt % is 3.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sun Communities (SUI) Overvalued in 2026?

Based on GuruFocus' analysis, Sun Communities stock appears to be undervalued. The current stock price of $119.91 is trading 8.5% below its estimated GF Value™ of $131.08. GuruFocus considers Sun Communities to be Fairly Valued.

Key valuation signals for SUI:

  • Effective Interest Rate on Debt %: 3.61%
  • GF Value™: $131.08 vs. price of $119.91 (8.5% below fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the SUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sun Communities Business Description

Industry Real EstateREITs
Other Exchanges SCZ:GermanyS2UI34:Brazil
Address 27777 Franklin Road, Suite 300, Southfield, MI, USA, 48034
Sun Communities is a residential REIT that focuses on owning manufactured housing and residential vehicle communities. The company currently owns a portfolio of 513 properties, which includes 347 manufactured housing communities and 166 residential vehicle communities. Sun targets owning properties that are desirable as second homes or vacation properties, with nearly 50% of the portfolio located in either Florida or Michigan near major bodies of water.
69GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$119.91
Price
$131.08
GF Value