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Schweizerische NationalbankSWZNF 19 Cash-to-Debt is 0.85 as of Mar. 2026, which is 33% above its 10-year median of 0.64. GuruFocus rates SWZNF with a GF Score™ of 19/100. The stock has 4 warning signs investors should review. Among 1,489 Banks companies, Schweizerische Nationalbank ranks worse than 63.53% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Schweizerische Nationalbank's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.85.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Schweizerische Nationalbankcouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Schweizerische Nationalbank's Cash-to-Debt or its related term are showing as below:
SWZNF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.29 Med: 0.64 Max: 2.06
Current: 0.85
During the past 13 years, Schweizerische Nationalbank's highest Cash to Debt Ratio was 2.06. The lowest was 0.29. And the median was 0.64.
SWZNF's Cash-to-Debt is ranked worse than 63.53% of 1489
companies
in the Banks industry
Industry Median: 1.45
vs SWZNF: 0.85
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Schweizerische Nationalbank Cash-to-Debt Related Terms
Schweizerische Nationalbank Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Banks - Regional subindustry, Schweizerische Nationalbank's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Schweizerische Nationalbank Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, Schweizerische Nationalbank's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Schweizerische Nationalbank's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Schweizerische Nationalbank (SWZNF) has a Cash-to-Debt of 0.85 as of Mar. 2026. This is 33% above median its historical median of 0.64. Over the past decade, Schweizerische Nationalbank's Cash-to-Debt has ranged from 0.29 to 2.06. According to the industry distribution chart, Schweizerische Nationalbank ranks #946 out of 1489 companies in the Banks industry, placing it in the top 63.5%.
Is Schweizerische Nationalbank's Cash-to-Debt too high?
Schweizerische Nationalbank's current Cash-to-Debt of 0.85 is 33% above median its 10-year median of 0.64. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 2.06. The Banks industry median Cash-to-Debt is 1.45. Schweizerische Nationalbank's value of 0.85 is 41.4% below this industry median. Based on the distribution chart, Schweizerische Nationalbank ranks #946 out of 1489 companies in the Banks industry, which is below the industry midpoint. Overall, Schweizerische Nationalbank has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Schweizerische Nationalbank's Cash-to-Debt compare to PNC and USB?
According to the Banks industry distribution chart, Schweizerische Nationalbank ranks #946 out of 1489 companies for Cash-to-Debt. This places Schweizerische Nationalbank in the lower half of its industry. The industry median Cash-to-Debt is 1.45. Schweizerische Nationalbank's value of 0.85 is 41.4% below this benchmark. Historically, Schweizerische Nationalbank's own Cash-to-Debt has ranged from 0.29 to 2.06 over the past decade. While the company's 10-year median is 0.64 vs. the industry median of 1.45, Schweizerische Nationalbank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.45, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Schweizerische Nationalbank's current Cash-to-Debt of 0.85 is 41.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Schweizerische Nationalbank's current Cash-to-Debt is 0.85, which is 33% above median its own 10-year median of 0.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Schweizerische Nationalbank stock overvalued right now?
Schweizerische Nationalbank (SWZNF) has a current Cash-to-Debt of 0.85. The current Cash-to-Debt is 0.85, which is 33% above median its 10-year median of 0.64 and 41.4% below the Banks industry median of 1.45. Schweizerische Nationalbank's overall GF Score™ is 19/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Schweizerische Nationalbank (SWZNF), the current Cash-to-Debt is 0.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Schweizerische Nationalbank is a special-statute joint-stock company. The bank conducts the country's monetary policy as an independent central bank. It provides banking services to the confederation. Its primary goal is to ensure price stability while taking due account economic developments. In addition, it engages in money market operations, asset management, economic affairs, international monetary cooperation and statistics, and risk management.
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