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TFI InternationalTFII -2.16%93 Cash-to-Debt is 0.07 as of Jun. 2026, which is 40% above its 10-year median of 0.05. GuruFocus rates TFII with a GF Score™ of 93/100 and a GF Value™ of $141.24 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,002 Transportation companies, TFI International ranks worse than 88.32% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. TFI International's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.07.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, TFI Internationalcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for TFI International's Cash-to-Debt or its related term are showing as below:
TFII'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0 Med: 0.05 Max: 0.31
Current: 0.07
During the past 13 years, TFI International's highest Cash to Debt Ratio was 0.31. The lowest was 0.00. And the median was 0.05.
TFII's Cash-to-Debt is ranked worse than 88.32% of 1002
companies
in the Transportation industry
Industry Median: 0.49
vs TFII: 0.07
TFI International (NYSE:TFII) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
TFI International Cash-to-Debt Related Terms
TFI International Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for TFI International's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Trucking subindustry, TFI International's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TFI International Cash-to-Debt vs Transportation Industry
For the Transportation industry and Industrials sector, TFI International's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where TFI International's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TFI International (TFII) has a Cash-to-Debt of 0.07 as of Jun. 2026. This is 40% above median its historical median of 0.05. According to the industry distribution chart, TFI International ranks #885 out of 1002 companies in the Transportation industry, placing it in the top 88.3%.
Is TFI International's Cash-to-Debt too high?
TFI International's current Cash-to-Debt of 0.07 is 40% above median its 10-year median of 0.05. The Transportation industry median Cash-to-Debt is 0.49. TFI International's value of 0.07 is 85.7% below this industry median. Based on the distribution chart, TFI International ranks #885 out of 1002 companies in the Transportation industry, which is in the bottom quartile relative to peers. Overall, TFI International has a GF Score™ of 93/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does TFI International's Cash-to-Debt compare to ODFL and XPO?
According to the Transportation industry distribution chart, TFI International ranks #885 out of 1002 companies for Cash-to-Debt. This places TFI International in the lower half of its industry. The industry median Cash-to-Debt is 0.49. TFI International's value of 0.07 is 85.7% below this benchmark. While the company's 10-year median is 0.05 vs. the industry median of 0.49, TFI International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Transportation company?
The median Cash-to-Debt among Transportation companies is 0.49, based on 1,002 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TFI International's current Cash-to-Debt of 0.07 is 85.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Transportation industry, the median Cash-to-Debt is 0.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TFI International's current Cash-to-Debt is 0.07, which is 40% above median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TFI International stock overvalued right now?
Based on GuruFocus' analysis, TFI International (TFII) is currently considered Fairly Valued. The stock's GF Value™ is $141.24, compared to a current price of $133.31 — trading 5.6% below its estimated fair value. The current Cash-to-Debt is 0.07, which is 40% above median its 10-year median of 0.05 and 85.7% below the Transportation industry median of 0.49. TFI International's overall GF Score™ is 93/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For TFI International (TFII), the current Cash-to-Debt is 0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TFI International (TFII) Overvalued in 2026?
Based on GuruFocus' analysis, TFI International stock appears to be undervalued.
The current stock price of $133.31 is trading 5.6% below its estimated GF Value™ of $141.24.
GuruFocus considers TFI International to be Fairly Valued.
Key valuation signals for TFII:
Cash-to-Debt: 0.07 (40% above median its 10-year median of 0.05)
GF Value™: $141.24 vs. price of $133.31 (5.6% below fair value)
Industry Position: 85.7% below the Transportation median (#885 of 1002)
No single metric tells the full story. See the TFII stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TFI International Inc is involved in the provision of transportation and logistics services across the United States, Canada, and Mexico. The company's reportable segments are; Less-Than-Truckload, which derives maximum revenue, Truckload, and Logistics. The Less-Than-Truckload segment engages in pickup, consolidation, transport, and delivery of smaller loads; the Truckload segment deals with full loads carried directly from the customer to the destination using a closed van or specialized equipment to meet customer's specific needs; and the Logistics segment provides asset-light logistics services, including brokerage, freight forwarding, and transportation management, as well as small package parcel delivery. Geographically, the company generates maximum revenue from the United States.
93GF Score
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