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Toppoint HoldingsTOPP 17 Cash-to-Debt is 3.69 as of Jun. 2026, which is 315% above its 10-year median of 0.89. GuruFocus rates TOPP with a GF Score™ of 17/100. The stock has 3 warning signs investors should review. Among 1,000 Transportation companies, Toppoint Holdings ranks better than 82.9% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Toppoint Holdings's cash to debt ratio for the quarter that ended in Jun. 2026 was 3.69.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Toppoint Holdingscould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Toppoint Holdings's Cash-to-Debt or its related term are showing as below:
TOPP'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.33 Med: 0.89 Max: 3.69
Current: 3.69
During the past 4 years, Toppoint Holdings's highest Cash to Debt Ratio was 3.69. The lowest was 0.33. And the median was 0.89.
TOPP's Cash-to-Debt is ranked better than 82.9% of 1000
companies
in the Transportation industry
Industry Median: 0.47
vs TOPP: 3.69
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Toppoint Holdings Cash-to-Debt Related Terms
Toppoint Holdings Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Toppoint Holdings's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Trucking subindustry, Toppoint Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Toppoint Holdings Cash-to-Debt vs Transportation Industry
For the Transportation industry and Industrials sector, Toppoint Holdings's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Toppoint Holdings's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Toppoint Holdings (TOPP) has a Cash-to-Debt of 3.69 as of Jun. 2026. This is 315% above median its historical median of 0.89. Over the past decade, Toppoint Holdings' Cash-to-Debt has ranged from 0.33 to 3.69. According to the industry distribution chart, Toppoint Holdings ranks #171 out of 1000 companies in the Transportation industry, placing it in the top 17.1%.
Is Toppoint Holdings' Cash-to-Debt too high?
Toppoint Holdings' current Cash-to-Debt of 3.69 is 315% above median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 3.69. The Transportation industry median Cash-to-Debt is 0.47. Toppoint Holdings' value of 3.69 is 685.1% above this industry median. Based on the distribution chart, Toppoint Holdings ranks #171 out of 1000 companies in the Transportation industry, which is in the top quartile — a strong position relative to peers. Overall, Toppoint Holdings has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Toppoint Holdings' Cash-to-Debt compare to TLSS and YGMZF?
According to the Transportation industry distribution chart, Toppoint Holdings ranks #171 out of 1000 companies for Cash-to-Debt. This places Toppoint Holdings in the top 17% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 0.47. Toppoint Holdings' value of 3.69 is 685.1% above this benchmark. Historically, Toppoint Holdings' own Cash-to-Debt has ranged from 0.33 to 3.69 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 0.47, Toppoint Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Transportation company?
The median Cash-to-Debt among Transportation companies is 0.47, based on 1,000 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Toppoint Holdings's current Cash-to-Debt of 3.69 is 685.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Transportation industry, the median Cash-to-Debt is 0.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Toppoint Holdings's current Cash-to-Debt is 3.69, which is 315% above median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Toppoint Holdings stock overvalued right now?
Toppoint Holdings (TOPP) has a current Cash-to-Debt of 3.69. The current Cash-to-Debt is 3.69, which is 315% above median its 10-year median of 0.89 and 685.1% above the Transportation industry median of 0.47. Toppoint Holdings' overall GF Score™ is 17/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Toppoint Holdings (TOPP), the current Cash-to-Debt is 3.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Toppoint Holdings Inc is a truckload services and solutions provider focused on the recycling export supply chain. In addition to waste paper, its portfolio also includes the shipment of scrap metal and wooden logs from large waste companies, recycling centers, and commodity traders to the ports of Newark, NJ, and Philadelphia, PA. The group also provides import transportation services at the ports of Newark and Philadelphia, transporting cargo-filled containers from the ports to customers' designated delivery locations. It operates as a single operating segment, deriving its revenue from the delivery of truckload services.
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