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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Banque Cantonale Vaudoise's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.80.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Banque Cantonale Vaudoisecouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Banque Cantonale Vaudoise's Cash-to-Debt or its related term are showing as below:
XSWX:BCVN'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.8 Med: 1.37 Max: 2
Current: 0.8
During the past 13 years, Banque Cantonale Vaudoise's highest Cash to Debt Ratio was 2.00. The lowest was 0.80. And the median was 1.37.
XSWX:BCVN's Cash-to-Debt is ranked worse than 64.23% of 1490
companies
in the Banks industry
Industry Median: 1.38
vs XSWX:BCVN: 0.80
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Banque Cantonale Vaudoise Cash-to-Debt Related Terms
Banque Cantonale Vaudoise Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Banks - Regional subindustry, Banque Cantonale Vaudoise's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Cantonale Vaudoise Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, Banque Cantonale Vaudoise's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Banque Cantonale Vaudoise's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Cantonale Vaudoise (XSWX:BCVN) has a Cash-to-Debt of 0.80 as of Jun. 2026. This is 42% below median its historical median of 1.37. Over the past decade, Banque Cantonale Vaudoise's Cash-to-Debt has ranged from 0.80 to 2.00. According to the industry distribution chart, Banque Cantonale Vaudoise ranks #957 out of 1490 companies in the Banks industry, placing it in the top 64.2%.
Is Banque Cantonale Vaudoise's Cash-to-Debt too high?
Banque Cantonale Vaudoise's current Cash-to-Debt of 0.80 is 42% below median its 10-year median of 1.37. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 2.00. The Banks industry median Cash-to-Debt is 1.38. Banque Cantonale Vaudoise's value of 0.80 is 42% below this industry median. Based on the distribution chart, Banque Cantonale Vaudoise ranks #957 out of 1490 companies in the Banks industry, which is below the industry midpoint. Overall, Banque Cantonale Vaudoise has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Cantonale Vaudoise's Cash-to-Debt compare to competitors?
According to the Banks industry distribution chart, Banque Cantonale Vaudoise ranks #957 out of 1490 companies for Cash-to-Debt. This places Banque Cantonale Vaudoise in the lower half of its industry. The industry median Cash-to-Debt is 1.38. Banque Cantonale Vaudoise's value of 0.80 is 42% below this benchmark. Historically, Banque Cantonale Vaudoise's own Cash-to-Debt has ranged from 0.80 to 2.00 over the past decade. While the company's 10-year median is 1.37 vs. the industry median of 1.38, Banque Cantonale Vaudoise has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.38, based on 1,490 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Cantonale Vaudoise's current Cash-to-Debt of 0.80 is 42% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Cantonale Vaudoise's current Cash-to-Debt is 0.80, which is 42% below median its own 10-year median of 1.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Cantonale Vaudoise stock overvalued right now?
Based on GuruFocus' analysis, Banque Cantonale Vaudoise (XSWX:BCVN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF99.60, compared to a current price of CHF126.80 — trading 27.3% above its estimated fair value. The current Cash-to-Debt is 0.80, which is 42% below median its 10-year median of 1.37 and 42% below the Banks industry median of 1.38. Banque Cantonale Vaudoise's overall GF Score™ is 55/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Banque Cantonale Vaudoise (XSWX:BCVN), the current Cash-to-Debt is 0.80 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Cantonale Vaudoise (XSWX:BCVN) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Cantonale Vaudoise stock appears to be overvalued.
The current stock price of CHF126.80 is trading 27.3% above its estimated GF Value™ of CHF99.60.
GuruFocus considers Banque Cantonale Vaudoise to be Modestly Overvalued.
Key valuation signals for XSWX:BCVN:
Cash-to-Debt: 0.80 (42% below median its 10-year median of 1.37)
GF Value™: CHF99.60 vs. price of CHF126.80 (27.3% above fair value)
Industry Position: 42% below the Banks median (#957 of 1490)
No single metric tells the full story. See the XSWX:BCVN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Cantonale Vaudoise is a universal cantonal, or Swiss government-owned bank. The bank's core businesses include retail banking, private banking, corporate banking, and asset management and trading. It offers a comprehensive range of financial services to all client segments. The majority of the bank's net revenue is net interest income, but it also generates substantial net fee and commission income.
55GF Score
Get the complete analysis for XSWX:BCVN
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