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Banque Cantonale Vaudoise has the Financial Strength Rank of 2. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.
Warning Sign:
Banque Cantonale Vaudoise displays poor financial strength. Usually, this is caused by too much debt for the company.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
GuruFocus does not calculate Banque Cantonale Vaudoise's interest coverage with the available data.
Banque Cantonale Vaudoise's debt to revenue ratio for the quarter that ended in Dec. 2025 was 9.91.
Altman Z-Score does not apply to banks and insurance companies.
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Banque Cantonale Vaudoise has the Financial Strength Rank of 2. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.
Banque Cantonale Vaudoise Financial Strength Related Terms
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Altman Z-Score does not apply to banks and insurance companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Cantonale Vaudoise (XSWX:BCVN) has a Financial Strength of 2 as of Dec. 2025. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Banque Cantonale Vaudoise and its competitors. This is 33% below median its historical median of 3.00. Over the past decade, Banque Cantonale Vaudoise's Financial Strength has ranged from 2.00 to 5.00.
Is Banque Cantonale Vaudoise's Financial Strength too high?
Banque Cantonale Vaudoise's current Financial Strength of 2 is 33% below median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 5.00. Overall, Banque Cantonale Vaudoise has a GF Score™ of 53/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Cantonale Vaudoise's Financial Strength compare to competitors?
Banque Cantonale Vaudoise's Financial Strength of 2 can be compared against companies in the Banks industry. Historically, Banque Cantonale Vaudoise's own Financial Strength has ranged from 2.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Banks company?
A good Financial Strength depends on the Banks industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Banque Cantonale Vaudoise and its competitors. Banque Cantonale Vaudoise's current Financial Strength is 2, which is 33% below median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Cantonale Vaudoise stock overvalued right now?
Based on GuruFocus' analysis, Banque Cantonale Vaudoise (XSWX:BCVN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF97.74, compared to a current price of CHF122.70 — trading 25.5% above its estimated fair value. The current Financial Strength is 2, which is 33% below median its 10-year median of 3.00. Banque Cantonale Vaudoise's overall GF Score™ is 53/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Banque Cantonale Vaudoise (XSWX:BCVN), the current Financial Strength is 2 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Cantonale Vaudoise (XSWX:BCVN) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Cantonale Vaudoise stock appears to be overvalued.
The current stock price of CHF122.70 is trading 25.5% above its estimated GF Value™ of CHF97.74.
GuruFocus considers Banque Cantonale Vaudoise to be Modestly Overvalued.
Key valuation signals for XSWX:BCVN:
Financial Strength: 2 (33% below median its 10-year median of 3.00)
GF Value™: CHF97.74 vs. price of CHF122.70 (25.5% above fair value)
No single metric tells the full story. See the XSWX:BCVN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Cantonale Vaudoise is a universal cantonal, or Swiss government-owned bank. The bank's core businesses include retail banking, private banking, corporate banking, and asset management and trading. It offers a comprehensive range of financial services to all client segments. The majority of the bank's net revenue is net interest income, but it also generates substantial net fee and commission income.
53GF Score
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