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Royal GoldXSWX:RGLD +1.05%84 Cash-to-Debt is 0.46 as of Jun. 2026, which is 10% below its 10-year median of 0.51. GuruFocus rates XSWX:RGLD with a GF Score™ of 84/100 and a GF Value™ of CHF225.37. The stock has 2 warning signs investors should review. Among 2,617 Metals & Mining companies, Royal Gold ranks worse than 80.93% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Royal Gold's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.46.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Royal Goldcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Royal Gold's Cash-to-Debt or its related term are showing as below:
XSWX:RGLD'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.12 Med: 0.51 Max: No Debt
Current: 0.46
During the past 13 years, Royal Gold's highest Cash to Debt Ratio was No Debt. The lowest was 0.12. And the median was 0.51.
XSWX:RGLD's Cash-to-Debt is ranked worse than 80.93% of 2617
companies
in the Metals & Mining industry
Industry Median: 33.74
vs XSWX:RGLD: 0.46
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Royal Gold Cash-to-Debt Related Terms
Royal Gold Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Royal Gold's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XSWX:RGLD vs CDE, AUGO, HYMC: Cash-to-Debt Comparison
For the Gold subindustry, Royal Gold's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Royal Gold Cash-to-Debt vs Metals & Mining Industry
For the Metals & Mining industry and Basic Materials sector, Royal Gold's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Royal Gold's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Royal Gold (XSWX:RGLD) has a Cash-to-Debt of 0.46 as of Jun. 2026. This is 10% below median its historical median of 0.51. Over the past decade, Royal Gold's Cash-to-Debt has ranged from 0.12 to 10,000.00. According to the industry distribution chart, Royal Gold ranks #2118 out of 2617 companies in the Metals & Mining industry, placing it in the top 80.9%.
Is Royal Gold's Cash-to-Debt too high?
Royal Gold's current Cash-to-Debt of 0.46 is 10% below median its 10-year median of 0.51. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 10,000.00. The Metals & Mining industry median Cash-to-Debt is 33.74. Royal Gold's value of 0.46 is 98.6% below this industry median. Based on the distribution chart, Royal Gold ranks #2118 out of 2617 companies in the Metals & Mining industry, which is in the bottom quartile relative to peers. Overall, Royal Gold has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Royal Gold's Cash-to-Debt compare to CDE and AUGO?
According to the Metals & Mining industry distribution chart, Royal Gold ranks #2118 out of 2617 companies for Cash-to-Debt. This places Royal Gold in the lower half of its industry. The industry median Cash-to-Debt is 33.74. Royal Gold's value of 0.46 is 98.6% below this benchmark. Historically, Royal Gold's own Cash-to-Debt has ranged from 0.12 to 10,000.00 over the past decade. While the company's 10-year median is 0.51 vs. the industry median of 33.74, Royal Gold has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Metals & Mining company?
The median Cash-to-Debt among Metals & Mining companies is 33.74, based on 2,617 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Royal Gold's current Cash-to-Debt of 0.46 is 98.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Metals & Mining industry, the median Cash-to-Debt is 33.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Royal Gold's current Cash-to-Debt is 0.46, which is 10% below median its own 10-year median of 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royal Gold stock overvalued right now?
Royal Gold (XSWX:RGLD) has a current Cash-to-Debt of 0.46. The stock's GF Value™ is CHF225.37, compared to a current price of CHF189.36 — trading 16% below its estimated fair value. The current Cash-to-Debt is 0.46, which is 10% below median its 10-year median of 0.51 and 98.6% below the Metals & Mining industry median of 33.74. Royal Gold's overall GF Score™ is 84/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Royal Gold (XSWX:RGLD), the current Cash-to-Debt is 0.46 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Royal Gold (XSWX:RGLD) Overvalued in 2026?
Based on GuruFocus' analysis, Royal Gold stock appears to be undervalued.
The current stock price of CHF189.36 is trading 16% below its estimated GF Value™ of CHF225.37.
Key valuation signals for XSWX:RGLD:
Cash-to-Debt: 0.46 (10% below median its 10-year median of 0.51)
GF Value™: CHF225.37 vs. price of CHF189.36 (16% below fair value)
Industry Position: 98.6% below the Metals & Mining median (#2118 of 2617)
No single metric tells the full story. See the XSWX:RGLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Royal Gold Inc enquires and manages precious metal royalties and streams with a focus on gold. The company purchases a percentage of the metal produced from a mineral property for an initial payment without assuming responsibility for mining operations. Similarly, precious metal streams are purchase agreements with mine operators providing the right to purchase all or a portion of one or more metals produced from a mine in exchange for an upfront deposit payment. Generally, Royal Gold does not work on the properties in which it holds royalty and streaming assets. The company owns a portfolio of producing, development, evaluation, and exploration royalties and streams, and the majority of group revenue is generated from Canada, Mexico, Chile, and the United States.
84GF Score
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