Royal Gold (XSWX:RGLD) Effective Interest Rate on Debt %: 7.10% (As of Mar. 2026)


XSWX:RGLD Royal Gold Inc XSWX:RGLD
91 GF Score
Price CHF164.28
GF Value CHF222.20
! 2 Warning Signs
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What is Royal Gold Effective Interest Rate on Debt %?

Royal Gold XSWX:RGLD 91 Effective Interest Rate on Debt % is 7.10% as of Mar. 2026. GuruFocus rates XSWX:RGLD with a GF Score™ of 91/100 and a GF Value™ of CHF222.20. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Royal Gold's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was CHF53 Mil. Royal Gold's average total debt for the quarter that ended in Mar. 2026 was CHF746 Mil. Therefore, Royal Gold's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.10%.


Royal Gold  (XSWX:RGLD) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Royal Gold Effective Interest Rate on Debt % Related Terms


Royal Gold Effective Interest Rate on Debt % Historical Data

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The historical data trend for Royal Gold's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Royal Gold Effective Interest Rate on Debt % Chart

Royal Gold Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.14 3.00 7.55 3.96 3.24

Royal Gold Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 4.47 8.50 7.10

XSWX:RGLD vs : Effective Interest Rate on Debt % Comparison

For the Gold subindustry, Royal Gold's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Royal Gold Effective Interest Rate on Debt % vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, Royal Gold's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Royal Gold's Effective Interest Rate on Debt % falls into.


XSWX:RGLD
91GF Score
Royal Gold Inc XSWX:RGLD
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Royal Gold Effective Interest Rate on Debt % Calculation

Royal Gold's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -29.022/( (0+895.436)/ 1 )
=-1  *  -29.022/895.436
=3.24 %

where

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=895.436 + 0
=895.436

Royal Gold's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -52.968/( (895.436+595.689)/ 2 )
=-1  *  -52.968/745.5625
=7.10 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=895.436 + 0
=895.436

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=595.689 + 0
=595.689

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.10% mean?
Royal Gold (XSWX:RGLD) has a Effective Interest Rate on Debt % of 7.10% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Royal Gold and its competitors.
Is Royal Gold's Effective Interest Rate on Debt % too high?
Royal Gold's current Effective Interest Rate on Debt % is 7.10%. Overall, Royal Gold has a GF Score™ of 91/100, reflecting its overall financial health beyond just this single metric.
How does Royal Gold's Effective Interest Rate on Debt % compare to ?
Royal Gold's Effective Interest Rate on Debt % of 7.10% can be compared against companies in the Metals & Mining industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Metals & Mining company?
A good Effective Interest Rate on Debt % depends on the Metals & Mining industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Royal Gold and its competitors. Royal Gold's current Effective Interest Rate on Debt % is 7.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royal Gold stock overvalued right now?
Royal Gold (XSWX:RGLD) has a current Effective Interest Rate on Debt % of 7.10%. The stock's GF Value™ is CHF222.20, compared to a current price of CHF164.28 — trading 26.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.10%. Royal Gold's overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Royal Gold (XSWX:RGLD), the current Effective Interest Rate on Debt % is 7.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Royal Gold (XSWX:RGLD) Overvalued in 2026?

Based on GuruFocus' analysis, Royal Gold stock appears to be undervalued. The current stock price of CHF164.28 is trading 26.1% below its estimated GF Value™ of CHF222.20.

Key valuation signals for XSWX:RGLD:

  • Effective Interest Rate on Debt %: 7.10%
  • GF Value™: CHF222.20 vs. price of CHF164.28 (26.1% below fair value)
  • GF Score™: 91/100 with 2 warning signs

No single metric tells the full story. See the XSWX:RGLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Royal Gold Business Description

Comparable Companies
Address 1144 15th Street, Suite 2500, Denver, CO, USA, 80202
Royal Gold Inc enquires and manages precious metal royalties and streams with a focus on gold. The company purchases a percentage of the metal produced from a mineral property for an initial payment without assuming responsibility for mining operations. Similarly, precious metal streams are purchase agreements with mine operators providing the right to purchase all or a portion of one or more metals produced from a mine in exchange for an upfront deposit payment. Generally, Royal Gold does not work on the properties in which it holds royalty and streaming assets. The company owns a portfolio of producing, development, evaluation, and exploration royalties and streams, and the majority of group revenue is generated from Canada, Mexico, Chile, and the United States.
91GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF164.28
Price
CHF222.20
GF Value