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Hermes InternationalXSWX:RMS 98 Cash-to-Debt is 5.39 as of Jun. 2026, which is 19% above its 10-year median of 4.52. GuruFocus rates XSWX:RMS with a GF Score™ of 98/100 and a GF Value™ of CHF2,366.12. The stock has 1 warning sign investors should review. Among 1,124 Retail - Cyclical companies, Hermes International ranks better than 85.59% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Hermes International's cash to debt ratio for the quarter that ended in Jun. 2026 was 5.39.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Hermes Internationalcould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Hermes International's Cash-to-Debt or its related term are showing as below:
XSWX:RMS'
s Cash-to-Debt Range Over the Past 10 Years
Min: 2.42 Med: 4.52 Max: 69.17
Current: 5.39
During the past 13 years, Hermes International's highest Cash to Debt Ratio was 69.17. The lowest was 2.42. And the median was 4.52.
XSWX:RMS's Cash-to-Debt is ranked better than 85.59% of 1124
companies
in the Retail - Cyclical industry
Industry Median: 0.48
vs XSWX:RMS: 5.39
Hermes International (XSWX:RMS) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Hermes International Cash-to-Debt Related Terms
Hermes International Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Hermes International's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Luxury Goods subindustry, Hermes International's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hermes International Cash-to-Debt vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Hermes International's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Hermes International's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hermes International (XSWX:RMS) has a Cash-to-Debt of 5.39 as of Jun. 2026. This is 19% above median its historical median of 4.52. Over the past decade, Hermes International's Cash-to-Debt has ranged from 2.42 to 69.17. According to the industry distribution chart, Hermes International ranks #162 out of 1124 companies in the Retail - Cyclical industry, placing it in the top 14.4%.
Is Hermes International's Cash-to-Debt too high?
Hermes International's current Cash-to-Debt of 5.39 is 19% above median its 10-year median of 4.52. Over the past 10 years, this metric has ranged from a low of 2.42 to a high of 69.17. The Retail - Cyclical industry median Cash-to-Debt is 0.48. Hermes International's value of 5.39 is 1022.9% above this industry median. Based on the distribution chart, Hermes International ranks #162 out of 1124 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Hermes International has a GF Score™ of 98/100, reflecting its overall financial health beyond just this single metric.
How does Hermes International's Cash-to-Debt compare to TPR and SIG?
According to the Retail - Cyclical industry distribution chart, Hermes International ranks #162 out of 1124 companies for Cash-to-Debt. This places Hermes International in the top 14% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 0.48. Hermes International's value of 5.39 is 1022.9% above this benchmark. Historically, Hermes International's own Cash-to-Debt has ranged from 2.42 to 69.17 over the past decade. While the company's 10-year median is 4.52 vs. the industry median of 0.48, Hermes International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Cyclical company?
The median Cash-to-Debt among Retail - Cyclical companies is 0.48, based on 1,124 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hermes International's current Cash-to-Debt of 5.39 is 1022.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Cash-to-Debt is 0.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hermes International's current Cash-to-Debt is 5.39, which is 19% above median its own 10-year median of 4.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hermes International stock overvalued right now?
Hermes International (XSWX:RMS) has a current Cash-to-Debt of 5.39. The stock's GF Value™ is CHF2,366.12, compared to a current price of CHF1,621.50 — trading 31.5% below its estimated fair value. The current Cash-to-Debt is 5.39, which is 19% above median its 10-year median of 4.52 and 1022.9% above the Retail - Cyclical industry median of 0.48. Hermes International's overall GF Score™ is 98/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Hermes International (XSWX:RMS), the current Cash-to-Debt is 5.39 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hermes International (XSWX:RMS) Overvalued in 2026?
Based on GuruFocus' analysis, Hermes International stock appears to be undervalued.
The current stock price of CHF1,621.50 is trading 31.5% below its estimated GF Value™ of CHF2,366.12.
Key valuation signals for XSWX:RMS:
Cash-to-Debt: 5.39 (19% above median its 10-year median of 4.52)
GF Value™: CHF2,366.12 vs. price of CHF1,621.50 (31.5% below fair value)
Industry Position: 1022.9% above the Retail - Cyclical median (#162 of 1124)
No single metric tells the full story. See the XSWX:RMS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hermès is over 180-year-old family controlled luxury goods company best known for its Birkin and Kelly bags. Its biggest segments are leather goods and saddlery, accounting for over 40% of revenue; clothes and accessories (28% of sales); silk and textiles (6%); and other products such as perfumes, watches, jewellery, and home furnishings. Hermès has about 300 stores globally.
98GF Score
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