Hermes International (XSWX:RMS) Effective Interest Rate on Debt %: 2.63% (As of Dec. 2025)


XSWX:RMS Hermes International SA XSWX:RMS
98 GF Score
Price CHF1,621.50
GF Value CHF2,497.81
! 1 Warning Sign
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What is Hermes International Effective Interest Rate on Debt %?

Hermes International XSWX:RMS 98 Effective Interest Rate on Debt % is 2.63% as of Dec. 2025. GuruFocus rates XSWX:RMS with a GF Score™ of 98/100 and a GF Value™ of CHF2,497.81. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Hermes International's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was CHF54 Mil. Hermes International's average total debt for the quarter that ended in Dec. 2025 was CHF2,061 Mil. Therefore, Hermes International's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.63%.


Hermes International  (XSWX:RMS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Hermes International Effective Interest Rate on Debt % Related Terms


Hermes International Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Hermes International's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hermes International Effective Interest Rate on Debt % Chart

Hermes International Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.80 2.35 2.74 2.77 2.43

Hermes International Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.01 2.76 2.71 2.46 2.63

XSWX:RMS vs TPR, SIG: Effective Interest Rate on Debt % Comparison

For the Luxury Goods subindustry, Hermes International's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hermes International Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Hermes International's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Hermes International's Effective Interest Rate on Debt % falls into.


XSWX:RMS
98GF Score
Hermes International SA XSWX:RMS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hermes International Effective Interest Rate on Debt % Calculation

Hermes International's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -51.323/( (2029.673+2189.142)/ 2 )
=-1  *  -51.323/2109.4075
=2.43 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1719.714 + 309.959
=2029.673

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1885.872 + 303.27
=2189.142

Hermes International's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -54.122/( (1933.108+2189.142)/ 2 )
=-1  *  -54.122/2061.125
=2.63 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1617.958 + 315.15
=1933.108

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1885.872 + 303.27
=2189.142

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.63% mean?
Hermes International (XSWX:RMS) has a Effective Interest Rate on Debt % of 2.63% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hermes International and its competitors.
Is Hermes International's Effective Interest Rate on Debt % too high?
Hermes International's current Effective Interest Rate on Debt % is 2.63%. Overall, Hermes International has a GF Score™ of 98/100, reflecting its overall financial health beyond just this single metric.
How does Hermes International's Effective Interest Rate on Debt % compare to TPR and SIG?
Hermes International's Effective Interest Rate on Debt % of 2.63% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hermes International and its competitors. Hermes International's current Effective Interest Rate on Debt % is 2.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hermes International stock overvalued right now?
Hermes International (XSWX:RMS) has a current Effective Interest Rate on Debt % of 2.63%. The stock's GF Value™ is CHF2,497.81, compared to a current price of CHF1,621.50 — trading 35.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.63%. Hermes International's overall GF Score™ is 98/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Hermes International (XSWX:RMS), the current Effective Interest Rate on Debt % is 2.63% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hermes International (XSWX:RMS) Overvalued in 2026?

Based on GuruFocus' analysis, Hermes International stock appears to be undervalued. The current stock price of CHF1,621.50 is trading 35.1% below its estimated GF Value™ of CHF2,497.81.

Key valuation signals for XSWX:RMS:

  • Effective Interest Rate on Debt %: 2.63%
  • GF Value™: CHF2,497.81 vs. price of CHF1,621.50 (35.1% below fair value)
  • GF Score™: 98/100 with 1 warning sign

No single metric tells the full story. See the XSWX:RMS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hermes International Business Description

Address 24 rue du Faubourg Saint Honore, Paris, FRA, 75008
Hermès is over 180-year-old family controlled luxury goods company best known for its Birkin and Kelly bags. Its biggest segments are leather goods and saddlery, accounting for over 40% of revenue; clothes and accessories (28% of sales); silk and textiles (6%); and other products such as perfumes, watches, jewellery, and home furnishings. Hermès has about 300 stores globally.
98GF Score

Get the complete analysis for XSWX:RMS

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF1,621.50
Price
CHF2,497.81
GF Value