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TQR PCLBKK:TQR-R +0.78%87 3-Year FCF Growth Rate is 10.40% as of Jun. 2026, which is 71% below its 10-year median of 35.50. GuruFocus rates BKK:TQR-R with a GF Score™ of 87/100 and a GF Value™ of ฿6.05 (Fairly Valued). The stock has 4 warning signs investors should review. Among 345 Insurance companies, TQR PCL ranks worse than 55.07% on this metric.
During the past 12 months, TQR PCL's average Free Cash Flow per Share Growth Rate was 19.20% per year.
During the past 3 years, the average Free Cash Flow per Share Growth Rate was 10.40% per year.
During the past 5 years, the average Free Cash Flow per Share Growth Rate was 40.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
During the past 8 years, the highest 3-Year average Free Cash Flow per Share Growth Rate of TQR PCL was 64.50% per year. The lowest was 10.40% per year. And the median was 35.50% per year.
Free Cash Flow per Share is the amount of Free Cash Flow per outstanding share of the company's stock. Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company. It's used in the calculation of Forward Rate of Return (Yacktman) %.
TQR PCL 3-Year FCF Growth Rate Related Terms
BKK:TQR-R vs RGA, EG, RNR: 3-Year FCF Growth Rate Comparison
For the Insurance - Reinsurance subindustry, TQR PCL's 3-Year FCF Growth Rate, along with its competitors' market caps and 3-Year FCF Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TQR PCL 3-Year FCF Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, TQR PCL's 3-Year FCF Growth Rate distribution charts can be found below:
* The bar in red indicates where TQR PCL's 3-Year FCF Growth Rate falls into.
This is the 3-year average growth rate of Free Cash Flow per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
What does a 3-Year FCF Growth Rate of 10.40% mean?
TQR PCL (BKK:TQR-R) has a 3-Year FCF Growth Rate of 10.40% as of Jun. 2026. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for TQR PCL and its competitors. This is 71% below median its historical median of 35.50. Over the past decade, TQR PCL's 3-Year FCF Growth Rate has ranged from 10.40 to 64.50. According to the industry distribution chart, TQR PCL ranks #190 out of 345 companies in the Insurance industry, placing it in the top 55.1%.
Is TQR PCL's 3-Year FCF Growth Rate too high?
TQR PCL's current 3-Year FCF Growth Rate of 10.40% is 71% below median its 10-year median of 35.50. Over the past 10 years, this metric has ranged from a low of 10.40 to a high of 64.50. The Insurance industry median 3-Year FCF Growth Rate is 12.20. TQR PCL's value of 10.40% is 14.8% below this industry median. Based on the distribution chart, TQR PCL ranks #190 out of 345 companies in the Insurance industry, which is below the industry midpoint. Overall, TQR PCL has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does TQR PCL's 3-Year FCF Growth Rate compare to RGA and EG?
According to the Insurance industry distribution chart, TQR PCL ranks #190 out of 345 companies for 3-Year FCF Growth Rate. This places TQR PCL in the lower half of its industry. The industry median 3-Year FCF Growth Rate is 12.20. TQR PCL's value of 10.40% is 14.8% below this benchmark. Historically, TQR PCL's own 3-Year FCF Growth Rate has ranged from 10.40 to 64.50 over the past decade. While the company's 10-year median is 35.50 vs. the industry median of 12.20, TQR PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year FCF Growth Rate for an Insurance company?
The median 3-Year FCF Growth Rate among Insurance companies is 12.20, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year FCF Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year FCF Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TQR PCL's current 3-Year FCF Growth Rate of 10.40% is 14.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year FCF Growth Rate mean?
A high 3-Year FCF Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for TQR PCL and its competitors. For the Insurance industry, the median 3-Year FCF Growth Rate is 12.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TQR PCL's current 3-Year FCF Growth Rate is 10.40%, which is 71% below median its own 10-year median of 35.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TQR PCL stock overvalued right now?
Based on GuruFocus' analysis, TQR PCL (BKK:TQR-R) is currently considered Fairly Valued. The stock's GF Value™ is ฿6.05, compared to a current price of ฿6.45 — trading 6.6% above its estimated fair value. The current 3-Year FCF Growth Rate is 10.40%, which is 71% below median its 10-year median of 35.50 and 14.8% below the Insurance industry median of 12.20. TQR PCL's overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year FCF Growth Rate calculated?
3-Year FCF Growth Rate is calculated from a company's financial statements. For TQR PCL (BKK:TQR-R), the current 3-Year FCF Growth Rate is 10.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TQR PCL (BKK:TQR-R) Overvalued in 2026?
Based on GuruFocus' analysis, TQR PCL stock appears to be overvalued.
The current stock price of ฿6.45 is trading 6.6% above its estimated GF Value™ of ฿6.05.
GuruFocus considers TQR PCL to be Fairly Valued.
Key valuation signals for BKK:TQR-R:
3-Year FCF Growth Rate: 10.40% (71% below median its 10-year median of 35.50)
GF Value™: ฿6.05 vs. price of ฿6.45 (6.6% above fair value)
Industry Position: 14.8% below the Insurance median (#190 of 345)
No single metric tells the full story. See the BKK:TQR-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TQR PCL is a Thailand-based company engaged in the reinsurance brokerage business. The company operates through three segments: Traditional Business, which provides general reinsurance brokerage services; Alternatives Business, which offers reinsurance consulting services and develops new distribution channels and products; and Other Business, which includes related supporting activities. It generates the majority of its revenue from the Alternatives Business segment.
87GF Score
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3-Year FCF Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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