TQR PCL (BKK:TQR-R) Financial Strength: 9 (As of Jun. 2026) — Near Median

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BKK:TQR-R TQR PCL BKK:TQR-R
87 GF Score
Price ฿6.45
GF Value ฿6.05
Valuation Fairly Valued
! 4 Warning Signs
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What is TQR PCL Financial Strength?

TQR PCL BKK:TQR-R +0.78% 87 Financial Strength is 9 as of Jun. 2026, which is at its 10-year median of 9.00. GuruFocus rates BKK:TQR-R with a GF Score™ of 87/100 and a GF Value™ of ฿6.05 (Fairly Valued). The stock has 4 warning signs investors should review.

TQR PCL has the Financial Strength Rank of 9. It shows strong financial strength and is unlikely to fall into distressed situations.

Good Sign:

TQR PCL shows strong financial strength.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

TQR PCL's Interest Coverage for the quarter that ended in Jun. 2026 was 410.51. TQR PCL's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.01. Altman Z-Score does not apply to banks and insurance companies.


TQR PCL  (BKK:TQR-R) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

TQR PCL has the Financial Strength Rank of 9. It shows strong financial strength and is unlikely to fall into distressed situations.


TQR PCL Financial Strength Related Terms

BKK:TQR-R
87GF Score
TQR PCL BKK:TQR-R
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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TQR PCL Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

TQR PCL's Interest Expense for the months ended in Jun. 2026 was ฿-0.1 Mil. Its Operating Income for the months ended in Jun. 2026 was ฿0.0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ฿1.1 Mil.

TQR PCL's Interest Coverage for the quarter that ended in Jun. 2026 is

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. TQR PCL has enough cash to cover all of its debt. Its financial situation is stable.

2. Debt to revenue ratio. The lower, the better.

TQR PCL's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(2.907 + 1.106) / 301.028
=0.01

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 9 mean?
TQR PCL (BKK:TQR-R) has a Financial Strength of 9 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on TQR PCL and its competitors. This is near median its historical median of 9.00. Over the past decade, TQR PCL's Financial Strength has ranged from 8.00 to 9.00.
Is TQR PCL's Financial Strength too high?
TQR PCL's current Financial Strength of 9 is near median its 10-year median of 9.00. Over the past 10 years, this metric has ranged from a low of 8.00 to a high of 9.00. Overall, TQR PCL has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does TQR PCL's Financial Strength compare to RGA and EG?
TQR PCL's Financial Strength of 9 can be compared against companies in the Insurance industry. Historically, TQR PCL's own Financial Strength has ranged from 8.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Insurance company?
A good Financial Strength depends on the Insurance industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on TQR PCL and its competitors. TQR PCL's current Financial Strength is 9, which is near median its own 10-year median of 9.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TQR PCL stock overvalued right now?
Based on GuruFocus' analysis, TQR PCL (BKK:TQR-R) is currently considered Fairly Valued. The stock's GF Value™ is ฿6.05, compared to a current price of ฿6.45 — trading 6.6% above its estimated fair value. The current Financial Strength is 9, which is near median its 10-year median of 9.00. TQR PCL's overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For TQR PCL (BKK:TQR-R), the current Financial Strength is 9 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TQR PCL (BKK:TQR-R) Overvalued in 2026?

Based on GuruFocus' analysis, TQR PCL stock appears to be overvalued. The current stock price of ฿6.45 is trading 6.6% above its estimated GF Value™ of ฿6.05. GuruFocus considers TQR PCL to be Fairly Valued.

Key valuation signals for BKK:TQR-R:

  • Financial Strength: 9 (near median its 10-year median of 9.00)
  • GF Value™: ฿6.05 vs. price of ฿6.45 (6.6% above fair value)
  • GF Score™: 87/100 with 4 warning signs

No single metric tells the full story. See the BKK:TQR-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TQR PCL Business Description

Other Exchanges TQR:Thailand
Address Ratchadapisek Road, 46/7 Rungrojthanakul Building, (Building A) 8th floor, Huaykwang, Bangkok, THA, 10310
TQR PCL is a Thailand-based company engaged in the reinsurance brokerage business. The company operates through three segments: Traditional Business, which provides general reinsurance brokerage services; Alternatives Business, which offers reinsurance consulting services and develops new distribution channels and products; and Other Business, which includes related supporting activities. It generates the majority of its revenue from the Alternatives Business segment.
87GF Score

Get the complete analysis for BKK:TQR-R

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿6.45
Price
฿6.05
GF Value