Banco BPM SpA (CHIX:BAMIM) Change In Receivables: €0 Mil (TTM As of Dec. 2025)

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CHIX:BAMIM Banco BPM SpA CHIX:BAMIM
58 GF Score
Price €15.39
GF Value €7.42
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banco BPM SpA Change In Receivables?

Banco BPM SpA CHIX:BAMIM -1.79% 58 Change In Receivables is €0 Mil as of Dec. 2025. GuruFocus rates CHIX:BAMIM with a GF Score™ of 58/100 and a GF Value™ of €7.42 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Banco BPM SpA's change in receivables for the quarter that ended in Dec. 2025 was €0 Mil. It means Banco BPM SpA's Accounts Receivable stayed the same from Sep. 2025 to Dec. 2025 .

Banco BPM SpA's change in receivables for the fiscal year that ended in Dec. 2025 was €0 Mil. It means Banco BPM SpA's Accounts Receivable stayed the same from Dec. 2024 to Dec. 2025 .

Banco BPM SpA's Accounts Receivable for the quarter that ended in Dec. 2025 was €0 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Banco BPM SpA's Days Sales Outstanding for the three months ended in Dec. 2025 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Banco BPM SpA's liquidation value for the three months ended in Dec. 2025 was €-182,897 Mil.

Banco BPM SpA  (CHIX:BAMIm) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Banco BPM SpA's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/1445.401*91
=0.00

2. In Ben Graham's calculation of liquidation value, Banco BPM SpA's accounts receivable are only considered to be worth 75% of book value:

Banco BPM SpA's liquidation value for the quarter that ended in Dec. 2025 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=7414.371-190311.144+0.75 * 0+0.5 * 0
=-182,897

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco BPM SpA Change In Receivables Related Terms

Banco BPM SpA Change In Receivables Historical Data

* Premium members only.

The historical data trend for Banco BPM SpA's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco BPM SpA Change In Receivables Chart

Banco BPM SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
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Banco BPM SpA Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
CHIX:BAMIM
58GF Score
Banco BPM SpA CHIX:BAMIM
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco BPM SpA Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of €0 Mil mean?
Banco BPM SpA (CHIX:BAMIM) has a Change In Receivables of €0 Mil as of Dec. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Banco BPM SpA and its competitors.
Is Banco BPM SpA's Change In Receivables too high?
Banco BPM SpA's current Change In Receivables is €0 Mil. Overall, Banco BPM SpA has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco BPM SpA's Change In Receivables compare to competitors?
Banco BPM SpA's Change In Receivables of €0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Banco BPM SpA and its competitors. Banco BPM SpA's current Change In Receivables is €0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco BPM SpA stock overvalued right now?
Based on GuruFocus' analysis, Banco BPM SpA (CHIX:BAMIM) is currently considered Significantly Overvalued. The stock's GF Value™ is €7.42, compared to a current price of €15.39 — trading 107.4% above its estimated fair value. The current Change In Receivables is €0 Mil. Banco BPM SpA's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Banco BPM SpA (CHIX:BAMIM), the current Change In Receivables is €0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco BPM SpA (CHIX:BAMIM) Overvalued in 2026?

Based on GuruFocus' analysis, Banco BPM SpA stock appears to be overvalued. The current stock price of €15.39 is trading 107.4% above its estimated GF Value™ of €7.42. GuruFocus considers Banco BPM SpA to be Significantly Overvalued.

Key valuation signals for CHIX:BAMIM:

  • Change In Receivables: €0 Mil
  • GF Value™: €7.42 vs. price of €15.39 (107.4% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the CHIX:BAMIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco BPM SpA Business Description

Address Piazza F. Meda, Milan, ITA, 20121
Banco BPM SpA is a financial services provider. It offers services including retail banking, corporate banking and private and investment banking/asset management.
58GF Score

Get the complete analysis for CHIX:BAMIM

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.39
Price
€7.42
GF Value