Banco BPM SpACHIX:BAMIM 57 5-Year Yield-on-Cost % is 6.55 as of Jul. 11, 2026, which is 26% below its 10-year median of 8.80. GuruFocus rates CHIX:BAMIM with a GF Score™ of 57/100 and a GF Value™ of €6.99 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,253 Banks companies, Banco BPM SpA ranks better than 75.1% on this metric.
Banco BPM SpA's yield on cost for the quarter that ended in Dec. 2025 was 6.55.
The historical rank and industry rank for Banco BPM SpA's 5-Year Yield-on-Cost % or its related term are showing as below:
CHIX:BAMIm'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 6.55 Med: 8.8 Max: 12.48
Current: 6.55
During the past 13 years, Banco BPM SpA's highest Yield on Cost was 12.48. The lowest was 6.55. And the median was 8.80.
CHIX:BAMIm's 5-Year Yield-on-Cost % is ranked better than 75.1% of 1253
companies
in the Banks industry
Industry Median: 3.89
vs CHIX:BAMIm: 6.55
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Banco BPM SpA 5-Year Yield-on-Cost % Related Terms
For the Banks - Regional subindustry, Banco BPM SpA's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco BPM SpA 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Banco BPM SpA's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Banco BPM SpA's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Banco BPM SpA is calculated as
Banco BPM SpA (CHIX:BAMIM) has a 5-Year Yield-on-Cost % of 6.55 as of Jul. 11, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banco BPM SpA and its competitors. This is 26% below median its historical median of 8.80. Over the past decade, Banco BPM SpA's 5-Year Yield-on-Cost % has ranged from 6.55 to 12.48. According to the industry distribution chart, Banco BPM SpA ranks #312 out of 1253 companies in the Banks industry, placing it in the top 24.9%.
Is Banco BPM SpA's 5-Year Yield-on-Cost % too high?
Banco BPM SpA's current 5-Year Yield-on-Cost % of 6.55 is 26% below median its 10-year median of 8.80. Over the past 10 years, this metric has ranged from a low of 6.55 to a high of 12.48. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Banco BPM SpA's value of 6.55 is 68.4% above this industry median. Based on the distribution chart, Banco BPM SpA ranks #312 out of 1253 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco BPM SpA has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco BPM SpA's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Banco BPM SpA ranks #312 out of 1253 companies for 5-Year Yield-on-Cost %. This places Banco BPM SpA in the top 25% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.89. Banco BPM SpA's value of 6.55 is 68.4% above this benchmark. Historically, Banco BPM SpA's own 5-Year Yield-on-Cost % has ranged from 6.55 to 12.48 over the past decade. While the company's 10-year median is 8.80 vs. the industry median of 3.89, Banco BPM SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,253 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco BPM SpA's current 5-Year Yield-on-Cost % of 6.55 is 68.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banco BPM SpA and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco BPM SpA's current 5-Year Yield-on-Cost % is 6.55, which is 26% below median its own 10-year median of 8.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco BPM SpA stock overvalued right now?
Based on GuruFocus' analysis, Banco BPM SpA (CHIX:BAMIM) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.99, compared to a current price of €15.52 — trading 122% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.55, which is 26% below median its 10-year median of 8.80 and 68.4% above the Banks industry median of 3.89. Banco BPM SpA's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Banco BPM SpA (CHIX:BAMIM), the current 5-Year Yield-on-Cost % is 6.55 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco BPM SpA (CHIX:BAMIM) Overvalued in 2026?
Based on GuruFocus' analysis, Banco BPM SpA stock appears to be overvalued.
The current stock price of €15.52 is trading 122% above its estimated GF Value™ of €6.99.
GuruFocus considers Banco BPM SpA to be Significantly Overvalued.
Key valuation signals for CHIX:BAMIM:
5-Year Yield-on-Cost %: 6.55 (26% below median its 10-year median of 8.80)
GF Value™: €6.99 vs. price of €15.52 (122% above fair value)
Industry Position: 68.4% above the Banks median (#312 of 1253)
No single metric tells the full story. See the CHIX:BAMIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco BPM SpA is a financial services provider. It offers services including retail banking, corporate banking and private and investment banking/asset management.
57GF Score
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