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Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.
PennyMac Financial Services's Days Sales Outstanding for the
three
months ended in Jun. 2026 was 16.73.
In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. PennyMac Financial Services's liquidation value for the
three
months ended in Jun. 2026 was €-21,388 Mil.
PennyMac Financial Services (FRA:1AC) Change In Receivables Explanation
1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.
PennyMac Financial Services's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:
2. In Ben Graham's calculation of liquidation value, PennyMac Financial Services's accounts receivable are only considered to be worth 75% of book value:
PennyMac Financial Services's liquidation value for the quarter that ended in Jun. 2026 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PennyMac Financial Services Change In Receivables Related Terms
PennyMac Financial Services Change In Receivables Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PennyMac Financial Services Change In Receivables Chart
PennyMac Financial Services Change In Receivables Calculation
Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.
Change In Receivables for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Change In Receivables of €-2 Mil mean?
PennyMac Financial Services (FRA:1AC) has a Change In Receivables of €-2 Mil as of Jun. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for PennyMac Financial Services and its competitors.
Is PennyMac Financial Services' Change In Receivables too high?
PennyMac Financial Services' current Change In Receivables is €-2 Mil. Overall, PennyMac Financial Services has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does PennyMac Financial Services' Change In Receivables compare to FMCC and WD?
PennyMac Financial Services' Change In Receivables of €-2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for PennyMac Financial Services and its competitors. PennyMac Financial Services's current Change In Receivables is €-2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PennyMac Financial Services stock overvalued right now?
PennyMac Financial Services (FRA:1AC) has a current Change In Receivables of €-2 Mil. The stock's GF Value™ is €124.12, compared to a current price of €63.00 — trading 49.2% below its estimated fair value. The current Change In Receivables is €-2 Mil. PennyMac Financial Services' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For PennyMac Financial Services (FRA:1AC), the current Change In Receivables is €-2 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PennyMac Financial Services (FRA:1AC) Overvalued in 2026?
Based on GuruFocus' analysis, PennyMac Financial Services stock appears to be undervalued.
The current stock price of €63.00 is trading 49.2% below its estimated GF Value™ of €124.12.
Key valuation signals for FRA:1AC:
Change In Receivables: €-2 Mil
GF Value™: €124.12 vs. price of €63.00 (49.2% below fair value)
No single metric tells the full story. See the FRA:1AC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform mainly focused on the production and servicing of U.S. residential mortgage loans. The firm is also engaged in managing investments related to the U.S. mortgage market and provides products and services that leverage technologies to support customers. The company operates through two reportable operating segments: production and servicing. The production segment performs loan origination, acquisition, and sale activities, while the servicing segment performs servicing and subservicing of loans, early buyout transactions, and servicing of loans sourced and managed for PMT. The majority of revenue comes from the production segment.
67GF Score
Get the complete analysis for FRA:1AC
Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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