PennyMac Financial Services (FRA:1AC) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 25, 2026)


FRA:1AC PennyMac Financial Services Inc FRA:1AC
71 GF Score
Price €69.50
GF Value €114.69
! 7 Warning Signs
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What is PennyMac Financial Services Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

PennyMac Financial Services's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

FRA:1AC vs FMCC, WD, UWMC: Margin of Safety % (DCF FCF Based) Comparison

For the Mortgage Finance subindustry, PennyMac Financial Services's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PennyMac Financial Services Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, PennyMac Financial Services's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where PennyMac Financial Services's Margin of Safety % (DCF FCF Based) falls into.


FRA:1AC
71GF Score
PennyMac Financial Services Inc FRA:1AC
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PennyMac Financial Services (FRA:1AC) Overvalued in 2026?

Based on GuruFocus' analysis, PennyMac Financial Services stock appears to be undervalued. The current stock price of €69.50 is trading 39.4% below its estimated GF Value™ of €114.69.

Key valuation signals for FRA:1AC:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: €114.69 vs. price of €69.50 (39.4% below fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the FRA:1AC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PennyMac Financial Services Business Description

Other Exchanges PFSI:USA
Address 3043 Townsgate Road, Suite 200, Westlake Village, CA, USA, 91361
PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform mainly focused on the production and servicing of U.S. residential mortgage loans. The firm is also engaged in managing investments related to the U.S. mortgage market and provides products and services that leverage technologies to support customers. The company operates through two reportable operating segments: production and servicing. The production segment performs loan origination, acquisition, and sale activities, while the servicing segment performs servicing and subservicing of loans, early buyout transactions, and servicing of loans sourced and managed for PMT. The majority of revenue comes from the production segment.
71GF Score

Get the complete analysis for FRA:1AC

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€69.50
Price
€114.69
GF Value