PennyMac Financial Services (FRA:1AC) EPS without NRI: €8.08 (TTM As of Mar. 2026)


FRA:1AC PennyMac Financial Services Inc FRA:1AC
71 GF Score
Price €69.50
GF Value €114.11
! 7 Warning Signs
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What is PennyMac Financial Services EPS without NRI?

PennyMac Financial Services FRA:1AC -2.11% 71 EPS without NRI is €8.08 as of Mar. 2026. GuruFocus rates FRA:1AC with a GF Score™ of 71/100 and a GF Value™ of €114.11. The stock has 7 warning signs investors should review. Among 1,414 Banks companies, PennyMac Financial Services ranks worse than 66.34% on this metric.

PennyMac Financial Services's earnings per share without non-recurring items for the three months ended in Mar. 2026 was €1.32. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was €8.08.

During the past 12 months, PennyMac Financial Services's average earnings per share (NRI) Growth Rate was 44.00% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 1.90% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was -19.00% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 13.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for PennyMac Financial Services's EPS without NRI or its related term are showing as below:

FRA:1AC' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -41.2   Med: 18.5   Max: 264
Current: 1.9

During the past 13 years, PennyMac Financial Services's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 264.00% per year. The lowest was -41.20% per year. And the median was 18.50% per year.

FRA:1AC's 3-Year EPS without NRI Growth Rate is ranked worse than
66.34% of 1414 companies
in the Banks industry
Industry Median: 7.2 vs FRA:1AC: 1.90

PennyMac Financial Services's EPS (Diluted) for the three months ended in Mar. 2026 was €1.32. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €8.08.

PennyMac Financial Services's EPS (Basic) for the three months ended in Mar. 2026 was €1.37. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was €8.40.


PennyMac Financial Services  (FRA:1AC) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


PennyMac Financial Services EPS without NRI Related Terms


PennyMac Financial Services EPS without NRI Historical Data

* Premium members only.

The historical data trend for PennyMac Financial Services's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PennyMac Financial Services EPS without NRI Chart

PennyMac Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.16 8.31 4.74 5.60 7.94

PennyMac Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.31 2.21 2.87 1.67 1.32

FRA:1AC vs FMCC, WD, FNMA: EPS without NRI Comparison

For the Mortgage Finance subindustry, PennyMac Financial Services's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PennyMac Financial Services PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, PennyMac Financial Services's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where PennyMac Financial Services's PE Ratio without NRI falls into.


FRA:1AC
71GF Score
PennyMac Financial Services Inc FRA:1AC
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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PennyMac Financial Services EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €8.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of €8.08 mean?
PennyMac Financial Services (FRA:1AC) has a EPS without NRI of €8.08 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on PennyMac Financial Services and its competitors. According to the industry distribution chart, PennyMac Financial Services ranks #938 out of 1414 companies in the Banks industry, placing it in the top 66.3%.
Is PennyMac Financial Services' EPS without NRI too high?
PennyMac Financial Services' current EPS without NRI is €8.08. Based on the distribution chart, PennyMac Financial Services ranks #938 out of 1414 companies in the Banks industry, which is below the industry midpoint. Overall, PennyMac Financial Services has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does PennyMac Financial Services' EPS without NRI compare to FMCC and WD?
According to the Banks industry distribution chart, PennyMac Financial Services ranks #938 out of 1414 companies for EPS without NRI. This places PennyMac Financial Services in the lower half of its industry. The industry median EPS without NRI is 7.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.20, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on PennyMac Financial Services and its competitors. For the Banks industry, the median EPS without NRI is 7.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PennyMac Financial Services's current EPS without NRI is €8.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PennyMac Financial Services stock overvalued right now?
PennyMac Financial Services (FRA:1AC) has a current EPS without NRI of €8.08. The stock's GF Value™ is €114.11, compared to a current price of €69.50 — trading 39.1% below its estimated fair value. The current EPS without NRI is €8.08. PennyMac Financial Services' overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For PennyMac Financial Services (FRA:1AC), the current EPS without NRI is €8.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PennyMac Financial Services (FRA:1AC) Overvalued in 2026?

Based on GuruFocus' analysis, PennyMac Financial Services stock appears to be undervalued. The current stock price of €69.50 is trading 39.1% below its estimated GF Value™ of €114.11.

Key valuation signals for FRA:1AC:

  • EPS without NRI: €8.08
  • GF Value™: €114.11 vs. price of €69.50 (39.1% below fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the FRA:1AC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PennyMac Financial Services Business Description

Other Exchanges PFSI:USA
Address 3043 Townsgate Road, Suite 200, Westlake Village, CA, USA, 91361
PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform mainly focused on the production and servicing of U.S. residential mortgage loans. The firm is also engaged in managing investments related to the U.S. mortgage market and provides products and services that leverage technologies to support customers. The company operates through two reportable operating segments: production and servicing. The production segment performs loan origination, acquisition, and sale activities, while the servicing segment performs servicing and subservicing of loans, early buyout transactions, and servicing of loans sourced and managed for PMT. The majority of revenue comes from the production segment.
71GF Score

Get the complete analysis for FRA:1AC

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€69.50
Price
€114.11
GF Value