Ascory Bank AG (HAM:VG80) Change In Receivables: €0.00 Mil (TTM As of Dec. 2025)

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HAM:VG80 Ascory Bank AG HAM:VG80
55 GF Score
Price €2.54
GF Value €1.72
! 4 Warning Signs
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What is Ascory Bank AG Change In Receivables?

Ascory Bank AG HAM:VG80 -1.55% 55 Change In Receivables is €0.00 Mil as of Dec. 2025. GuruFocus rates HAM:VG80 with a GF Score™ of 55/100 and a GF Value™ of €1.72. The stock has 4 warning signs investors should review.

Ascory Bank AG's change in receivables for the quarter that ended in Dec. 2025 was €0.00 Mil. It means Ascory Bank AG's Accounts Receivable stayed the same from Jun. 2025 to Dec. 2025 .

Ascory Bank AG's change in receivables for the fiscal year that ended in Dec. 2025 was €0.00 Mil. It means Ascory Bank AG's Accounts Receivable stayed the same from Dec. 2024 to Dec. 2025 .

Ascory Bank AG's Accounts Receivable for the quarter that ended in Dec. 2025 was €0.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Ascory Bank AG's liquidation value for the six months ended in Dec. 2025 was €-978.86 Mil.


Ascory Bank AG  (HAM:VG80) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Ascory Bank AG's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/-1878.012*91
=

2. In Ben Graham's calculation of liquidation value, Ascory Bank AG's accounts receivable are only considered to be worth 75% of book value:

Ascory Bank AG's liquidation value for the quarter that ended in Dec. 2025 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=7.712-986.57+0.75 * 0+0.5 * 0
=-978.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Ascory Bank AG Change In Receivables Related Terms


Ascory Bank AG Change In Receivables Historical Data

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The historical data trend for Ascory Bank AG's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ascory Bank AG Change In Receivables Chart

Ascory Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
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Ascory Bank AG Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
HAM:VG80
55GF Score
Ascory Bank AG HAM:VG80
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Ascory Bank AG Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of €0.00 Mil mean?
Ascory Bank AG (HAM:VG80) has a Change In Receivables of €0.00 Mil as of Dec. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Ascory Bank AG and its competitors.
Is Ascory Bank AG's Change In Receivables too high?
Ascory Bank AG's current Change In Receivables is €0.00 Mil. Overall, Ascory Bank AG has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Ascory Bank AG's Change In Receivables compare to PNC and USB?
Ascory Bank AG's Change In Receivables of €0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Ascory Bank AG and its competitors. Ascory Bank AG's current Change In Receivables is €0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ascory Bank AG stock overvalued right now?
Ascory Bank AG (HAM:VG80) has a current Change In Receivables of €0.00 Mil. The stock's GF Value™ is €1.72, compared to a current price of €2.54 — trading 47.7% above its estimated fair value. The current Change In Receivables is €0.00 Mil. Ascory Bank AG's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Ascory Bank AG (HAM:VG80), the current Change In Receivables is €0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ascory Bank AG (HAM:VG80) Overvalued in 2026?

Based on GuruFocus' analysis, Ascory Bank AG stock appears to be overvalued. The current stock price of €2.54 is trading 47.7% above its estimated GF Value™ of €1.72.

Key valuation signals for HAM:VG80:

  • Change In Receivables: €0.00 Mil
  • GF Value™: €1.72 vs. price of €2.54 (47.7% above fair value)
  • GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the HAM:VG80 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ascory Bank AG Business Description

Other Exchanges VG80:Germany
Address Grosse Elbstrasse 39, Hamburg, DEU, 22767
Ascory Bank AG is a German credit institution. Its business model is focused as a specialist bank for structured financing in the corporate client sector targets start-up and scale-up clients in the fintech (including leasing and factoring institutions), energy transition, and leveraged finance sectors, and is based on a diversified funding plan.
55GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.54
Price
€1.72
GF Value