IPTNF (Credissential) Change In Receivables: $0.15 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IPTNF Credissential Inc IPTNF
12 GF Score
Price $0.26
! 4 Warning Signs
View Full Analysis

What is Credissential Change In Receivables?

Credissential IPTNF 12 Change In Receivables is $0.15 Mil as of Mar. 2026. GuruFocus rates IPTNF with a GF Score™ of 12/100. The stock has 4 warning signs investors should review.

Credissential's change in receivables for the quarter that ended in Mar. 2026 was $0.29 Mil. It means Credissential's Accounts Receivable declined by $0.29 Mil from Dec. 2025 to Mar. 2026 .

Credissential's change in receivables for the fiscal year that ended in Jun. 2025 was $-0.09 Mil. It means Credissential's Accounts Receivable increased by $0.09 Mil from Jun. 2024 to Jun. 2025 .

Credissential's Accounts Receivable for the quarter that ended in Mar. 2026 was $0.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Credissential's liquidation value for the three months ended in Mar. 2026 was $-1.36 Mil.


Credissential  (OTCPK:IPTNF) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Credissential's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

2. In Ben Graham's calculation of liquidation value, Credissential's accounts receivable are only considered to be worth 75% of book value:

Credissential's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=0.152-1.515+0.75 * 0+0.5 * 0
=-1.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Credissential Change In Receivables Related Terms


Credissential Change In Receivables Historical Data

* Premium members only.

The historical data trend for Credissential's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credissential Change In Receivables Chart

Credissential Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Change In Receivables
Get a 7-Day Free Trial -0.00 -0.01 0.01 -0.01 -0.09

Credissential Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.12 -0.13 -0.00 -0.00 0.29
IPTNF
12GF Score
Credissential Inc IPTNF
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credissential Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.15 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $0.15 Mil mean?
Credissential (IPTNF) has a Change In Receivables of $0.15 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Credissential and its competitors.
Is Credissential's Change In Receivables too high?
Credissential's current Change In Receivables is $0.15 Mil. Overall, Credissential has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Credissential's Change In Receivables compare to UBER and SHOP?
Credissential's Change In Receivables of $0.15 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Software company?
A good Change In Receivables depends on the Software industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Credissential and its competitors. Credissential's current Change In Receivables is $0.15 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credissential stock overvalued right now?
Credissential (IPTNF) has a current Change In Receivables of $0.15 Mil. The current Change In Receivables is $0.15 Mil. Credissential's overall GF Score™ is 12/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Credissential (IPTNF), the current Change In Receivables is $0.15 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Credissential Business Description

Other Exchanges 9YZ0:GermanyWHIP:Canada
Address 191 Ordze Avenue, Sherwood Park, AB, CAN, T8B 1M6
Credissential Inc is an AI powered financial services software developer, focused on the development and commercialization of its flagship product, Credissential and Dealerflow. It focuses on building an AI-powered risk assessment engine to govern and optimize organizational decision making.
12GF Score

Get the complete analysis for IPTNF

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.26
Price