IPTNF (Credissential) Days Payable: 0.00 (As of Mar. 2026)

What is Credissential Days Payable?

Credissential IPTNF 12 Days Payable is 0.00 as of Mar. 2026. GuruFocus rates IPTNF with a GF Score™ of 12/100 and a GF Value™ of $0.20 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 2,602 Software companies, Credissential ranks worse than 38431.94% on this metric.

Credissential's average Accounts Payable for the three months ended in Mar. 2026 was $0.52 Mil. Credissential's Cost of Goods Sold for the three months ended in Mar. 2026 was $0.00 Mil.

The historical rank and industry rank for Credissential's Days Payable or its related term are showing as below:

IPTNF's Days Payable is not ranked ^*
in the Software industry.
Industry Median: 53.825
* Ranked among companies with meaningful Days Payable only.

Credissential's Days Payable stayed the same from Mar. 2025 (0.00) to Mar. 2026 (0.00). stayed the same

Credissential Days Payable Related Terms

Credissential Days Payable Historical Data

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The historical data trend for Credissential's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credissential Days Payable Chart

Credissential Annual Data

Trend

Jun20

Jun21

Jun22

Jun23

Jun24

Jun25

Days Payable

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0.00

Credissential Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Days Payable	Get a 7-Day Free Trial															0.00	0.00	0.00	0.00	0.00

IPTNF vs CRM, SHOP, UBER: Days Payable Comparison

For the Software - Application subindustry, Credissential's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Credissential Days Payable vs Software Industry

For the Software industry and Technology sector, Credissential's Days Payable distribution charts can be found below:

* The bar in red indicates where Credissential's Days Payable falls into.

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Credissential Inc IPTNF

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Credissential Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Credissential's Days Payable for the fiscal year that ended in Jun. 2025 is calculated as

	Days Payable (A: Jun. 2025 )
=	Average Accounts Payable					/	Cost of Goods Sold	*	Days in Period
=	( (Accounts Payable (A: Jun. 2024 )	+	Accounts Payable (A: Jun. 2025 ))	/	count )	/	Cost of Goods Sold (A: Jun. 2025 )	*	Days in Period
=	( (0.265	+	0.514)	/	2 )	/	0	*	365
=	0.3895					/	0	*	365
=	N/A

Credissential's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

	Days Payable (Q: Mar. 2026 )
=	Average Accounts Payable					/	Cost of Goods Sold	*	Days in Period
=	( (Accounts Payable (Q: Dec. 2025 )	+	Accounts Payable (Q: Mar. 2026 ))	/	count )	/	Cost of Goods Sold (Q: Mar. 2026 )	*	Days in Period
=	( (0.507	+	0.533)	/	2 )	/	0	*	365 / 4
=	0.52					/	0	*	365 / 4
=	N/A

Frequently Asked Questions Learn more about Days Payable →

What does a Days Payable of 0.00 mean?

Credissential (IPTNF) has a Days Payable of 0.00 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Credissential and its competitors. According to the industry distribution chart, Credissential ranks #999999 out of 2602 companies in the Software industry.

Is Credissential's Days Payable too high?

Credissential's current Days Payable is 0.00. Based on the distribution chart, Credissential ranks #999999 out of 2602 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Credissential has a GF Score™ of 12/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Credissential's Days Payable compare to CRM and SHOP?

According to the Software industry distribution chart, Credissential ranks #999999 out of 2602 companies for Days Payable. This places Credissential in the lower half of its industry. The industry median Days Payable is 53.83. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Days Payable for a Software company?

The median Days Payable among Software companies is 53.83, based on 2,602 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Days Payable mean?

A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Credissential and its competitors. For the Software industry, the median Days Payable is 53.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credissential's current Days Payable is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Credissential stock overvalued right now?

Based on GuruFocus' analysis, Credissential (IPTNF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.20, compared to a current price of $0.26 — trading 32% above its estimated fair value. The current Days Payable is 0.00. Credissential's overall GF Score™ is 12/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Days Payable calculated?

Days Payable is calculated from a company's financial statements. For Credissential (IPTNF), the current Days Payable is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credissential (IPTNF) Overvalued in 2026?

Based on GuruFocus' analysis, Credissential stock appears to be overvalued. The current stock price of $0.26 is trading 32% above its estimated GF Value™ of $0.20. GuruFocus considers Credissential to be Significantly Overvalued.

Key valuation signals for IPTNF:

Days Payable: 0.00
GF Value™: $0.20 vs. price of $0.26 (32% above fair value)
GF Score™: 12/100 with 4 warning signs

No single metric tells the full story. See the IPTNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credissential Business Description

Industry Technology Software

Comparable Companies XCNQ:MJEM.X TSXV:NIR.H XCNQ:RAD XCNQ:AIG XCNQ:WBG TSXV:TBIX XTER:SAP CRM SHOP UBER NOW ADBE CDNS INTU ADP SNOW DDOG MSTR ADSK TSX:CSU

Other Exchanges 9YZ0:Germany WHIP:Canada

Address 191 Ordze Avenue, Sherwood Park, AB, CAN, T8B 1M6

Website https://www.credissential.com

Credissential Inc is an AI powered financial services software developer, focused on the development and commercialization of its flagship product, Credissential and Dealerflow. It focuses on building an AI-powered risk assessment engine to govern and optimize organizational decision making.

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$0.26

Price

$0.20

GF Value

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