SAN (Bancontander) Change In Receivables: $0 Mil (TTM As of Jun. 2026)

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SAN Banco Santander SA SAN
59 GF Score
Price $13.54
GF Value $6.36
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Bancontander Change In Receivables?

Bancontander SAN +2.50% 59 Change In Receivables is $0 Mil as of Jun. 2026. GuruFocus rates SAN with a GF Score™ of 59/100 and a GF Value™ of $6.36 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Bancontander's change in receivables for the quarter that ended in Jun. 2026 was $0 Mil. It means Bancontander's Accounts Receivable stayed the same from Mar. 2026 to Jun. 2026 .

Bancontander's change in receivables for the fiscal year that ended in Dec. 2025 was $0 Mil. It means Bancontander's Accounts Receivable stayed the same from Dec. 2024 to Dec. 2025 .

Bancontander's Accounts Receivable for the quarter that ended in Jun. 2026 was $0 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Bancontander's Days Sales Outstanding for the three months ended in Jun. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Bancontander's liquidation value for the three months ended in Jun. 2026 was $-1,737,826 Mil.

Bancontander  (NYSE:SAN) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Bancontander's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/17879.032*91
=0.00

2. In Ben Graham's calculation of liquidation value, Bancontander's accounts receivable are only considered to be worth 75% of book value:

Bancontander's liquidation value for the quarter that ended in Jun. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=380338.71-2118164.747+0.75 * 0+0.5 * 0
=-1,737,826

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander Change In Receivables Related Terms

Bancontander Change In Receivables Historical Data

* Premium members only.

The historical data trend for Bancontander's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander Change In Receivables Chart

Bancontander Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Bancontander Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
SAN
59GF Score
Banco Santander SA SAN
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Bancontander Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $0 Mil mean?
Bancontander (SAN) has a Change In Receivables of $0 Mil as of Jun. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Bancontander and its competitors.
Is Bancontander's Change In Receivables too high?
Bancontander's current Change In Receivables is $0 Mil. Overall, Bancontander has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bancontander's Change In Receivables compare to JPM and BAC?
Bancontander's Change In Receivables of $0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Bancontander and its competitors. Bancontander's current Change In Receivables is $0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander stock overvalued right now?
Based on GuruFocus' analysis, Bancontander (SAN) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.36, compared to a current price of $13.54 — trading 112.9% above its estimated fair value. The current Change In Receivables is $0 Mil. Bancontander's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Bancontander (SAN), the current Change In Receivables is $0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancontander (SAN) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander stock appears to be overvalued. The current stock price of $13.54 is trading 112.9% above its estimated GF Value™ of $6.36. GuruFocus considers Bancontander to be Significantly Overvalued.

Key valuation signals for SAN:

  • Change In Receivables: $0 Mil
  • GF Value™: $6.36 vs. price of $13.54 (112.9% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the SAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bancontander Business Description

Address Avenida de Cantabria s/n, Boadilla del Monte, Ciudad Grupo Santander, Madrid, ESP, 28660
Santander's focus is on retail and commercial banking. Latin America is geographically the most significant operation, with Brazil making the largest contribution. Its continental European business is mainly in Spain and Portugal. Santander's UK presence is the result of its acquisition of Abbey building society. In the US, Santander operates a vehicle finance business and a regional bank focused on the Northeastern states.
59GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.54
Price
$6.36
GF Value