Business Description
Banco Santander SA
ISIN : ES0113900J37
Total Employee Number:
186,370Compare
Compare
Traded in other countries / regions
SAN.SpainSAN.USABNC.UKBSD2.GermanySAN N.Mexico1SANX.ItalySAN.PolandSAN.AustriaBCSA34.BrazilSAN.ArgentinaBSD2.Bulgaria Description
Santander's focus is on retail and commercial banking. Latin America is geographically the most significant operation, with Brazil making the largest contribution. Its continental European business is mainly in Spain and Portugal. Santander's UK presence is the result of its acquisition of Abbey building society. In the US, Santander operates a vehicle finance business and a regional bank focused on the Northeastern states.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.77 | |||||
Equity-to-Asset | 0.06 | |||||
Debt-to-Equity | 3.18 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 4/9 | |||||
Beneish M-Score | -3.18 | |||||
WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 7.7 | |||||
3-Year EPS without NRI Growth Rate | 15.2 | |||||
3-Year Book Growth Rate | 9.8 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 16.41 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 6.86 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 47.65 | |||||
9-Day RSI | 49.44 | |||||
14-Day RSI | 50.48 | |||||
3-1 Month Momentum % | 9.93 | |||||
6-1 Month Momentum % | 6.77 | |||||
12-1 Month Momentum % | 57.66 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2 | |||||
Dividend Payout Ratio | 0.18 | |||||
3-Year Dividend Growth Rate | 26.9 | |||||
Forward Dividend Yield % | 2.1 | |||||
5-Year Yield-on-Cost % | 2 | |||||
3-Year Average Share Buyback Ratio | 4.4 | |||||
Shareholder Yield % | -3.69 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 27.02 | |||||
FCF Margin % | -37.68 | |||||
OCF Margin % | -24.85 | |||||
ROE % | 15.61 | |||||
ROA % | 0.87 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 6 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 14.64 | |||||
Forward PE Ratio | 11.56 | |||||
PE Ratio without NRI | 18.52 | |||||
PEG Ratio | 2.18 | |||||
PS Ratio | 3.21 | |||||
PB Ratio | 1.7 | |||||
Price-to-Tangible-Book | 2.04 | |||||
EV-to-Forward-EBIT | 9.51 | |||||
EV-to-Revenue | 4.41 | |||||
EV-to-Forward-Revenue | 8.27 | |||||
EV-to-FCF | -11.7 | |||||
Price-to-GF-Value | 2.23 | |||||
Price-to-Projected-FCF | 1.08 | |||||
Price-to-Median-PS-Value | 2.5 | |||||
Price-to-Peter-Lynch-Fair-Value | 2.24 | |||||
Price-to-Graham-Number | 1.33 | |||||
FCF Yield % | -12.68 | |||||
Forward Rate of Return (Yacktman) % | 7.7 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
Banco Santander SA Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 69,911.68 | ||
| EPS (TTM) ($) | 0.955 | ||
| Beta | 0.3708 | ||
| 3-Year Sharpe Ratio | 1.63 | ||
| 3-Year Sortino Ratio | 4.63 | ||
| Volatility % | 22.59 | ||
| 14-Day RSI | 50.48 | ||
| 14-Day ATR ($) | 0.756843 | ||
| 20-Day SMA ($) | 13.72438 | ||
| 12-1 Month Momentum % | 57.66 | ||
| 52-Week Range ($) | 8.31 - 14.68 | ||
| Shares Outstanding (Mil) | 14,284.08 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Banco Santander SA Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Banco Santander SA Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings results for 2026 | 2027-02-03 | In 184 days | ||
| Third quarter earnings conference call for 2026 | 2026-10-29 10:00 | In 88 days | ||
| Third quarter earnings results for 2026 | 2026-10-29 | In 87 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-22 10:00 | 13.21 (-4.55%) | ||
| Second quarter earnings results for 2026 | 2026-07-22 | 13.21 (-4.55%) | ||
| EUR 0.125000 Cash Dividend | 2026-04-30 | 12.00 (-1.36%) | ||
| First quarter earnings conference call for 2026 | 2026-04-29 10:00 | 11.85 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-29 | 11.85 (+0.00%) | ||
| General meeting for 2026 | 2026-03-26 | 11.60 (+5.45%) | ||
| Analyst meeting for 2026 | 2026-02-25 13:00 | 12.59 (-1.10%) |
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Banco Santander SA Frequently Asked Questions
What is Banco Santander SA(BCDRF)'s stock price today?
The current price of BCDRF is $13.98. The 52 week high of BCDRF is $14.68 and 52 week low is $8.31.
When is next earnings date of Banco Santander SA(BCDRF)?
The next earnings date of Banco Santander SA(BCDRF) is 2026-10-29 Est..
Does Banco Santander SA(BCDRF) pay dividends? If so, how much?
The Dividend Yield %  of Banco Santander SA(BCDRF) is 2% (As of Today), Highest Dividend Payout Ratio of Banco Santander SA(BCDRF) was 0.62. The lowest was 0.17. And the median was 0.27. The  Forward Dividend Yield % of Banco Santander SA(BCDRF) is 2.1%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on OTCPK:BCDRF
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Press Release
Articles on Banco Santander SA
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Headlines
See More- 1
Jul 30, 2026
HSBC mulls offloading UK pension assets to insurers - report
Seeking Alpha • 10:48am
Jul 22, 2026
Banco Santander Non-GAAP EPS of €0.25, total revenue of €15.71B; reaffirms all 2026 targets
Seeking Alpha • 12:38am
- 1
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