United Bank (KAR:UBL) Common Stock: ₨12,521 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:UBL United Bank Ltd KAR:UBL
70 GF Score
Price ₨465.98
GF Value ₨339.33
Valuation Significantly Overvalued
! 4 Warning Signs
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What is United Bank Common Stock?

United Bank KAR:UBL -0.90% 70 Common Stock is ₨12,521 Mil as of Mar. 2026. GuruFocus rates KAR:UBL with a GF Score™ of 70/100 and a GF Value™ of ₨339.33 (Significantly Overvalued). The stock has 4 warning signs investors should review.

United Bank's quarterly common stock stayed the same from Sep. 2025 (₨12,521 Mil) to Dec. 2025 (₨12,521 Mil) and stayed the same from Dec. 2025 (₨12,521 Mil) to Mar. 2026 (₨12,521 Mil).

United Bank's annual common stock stayed the same from Dec. 2023 (₨12,242 Mil) to Dec. 2024 (₨12,242 Mil) but then increased from Dec. 2024 (₨12,242 Mil) to Dec. 2025 (₨12,521 Mil).

United Bank Common Stock Historical Data

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The historical data trend for United Bank's Common Stock can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bank Common Stock Chart

United Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Common Stock
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12,241.80 12,241.80 12,241.80 12,241.80 12,521.24

United Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Common Stock Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12,521.24 12,521.24 12,521.24 12,521.24 12,521.24
KAR:UBL
70GF Score
United Bank Ltd KAR:UBL
Common Stock is just one metric. See GF Score™, valuation, warning signs, and more.
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United Bank Common Stock Calculation

Common stock is listed on the Balance Sheet at the par value of the total shares outstanding of a company.

The par value of common stocks is meaningless. It is usually set at an absurdly low number.

Frequently Asked Questions Learn more about Common Stock →
What does a Common Stock of ₨12,521 Mil mean?
United Bank (KAR:UBL) has a Common Stock of ₨12,521 Mil as of Mar. 2026. Common Stock is the par value of a company's shares outstanding, as listed on the balance sheet. View historical data on United Bank and its competitors.
Is United Bank's Common Stock too high?
United Bank's current Common Stock is ₨12,521 Mil. Overall, United Bank has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bank's Common Stock compare to competitors?
United Bank's Common Stock of ₨12,521 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Common Stock for a Banks company?
A good Common Stock depends on the Banks industry context. However, Common Stock should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Common Stock mean?
A high Common Stock can signal that a stock is expensive relative to its fundamentals. Common Stock is the par value of a company's shares outstanding, as listed on the balance sheet. View historical data on United Bank and its competitors. United Bank's current Common Stock is ₨12,521 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bank stock overvalued right now?
Based on GuruFocus' analysis, United Bank (KAR:UBL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨339.33, compared to a current price of ₨465.98 — trading 37.3% above its estimated fair value. The current Common Stock is ₨12,521 Mil. United Bank's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Common Stock calculated?
Common Stock is calculated from a company's financial statements. For United Bank (KAR:UBL), the current Common Stock is ₨12,521 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bank (KAR:UBL) Overvalued in 2026?

Based on GuruFocus' analysis, United Bank stock appears to be overvalued. The current stock price of ₨465.98 is trading 37.3% above its estimated GF Value™ of ₨339.33. GuruFocus considers United Bank to be Significantly Overvalued.

Key valuation signals for KAR:UBL:

  • Common Stock: ₨12,521 Mil
  • GF Value™: ₨339.33 vs. price of ₨465.98 (37.3% above fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the KAR:UBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bank Business Description

Address I.I. Chundrigar Road, Karachi, PAK, 74000
United Bank Ltd is a commercial banking company. The company's operating segment includes Corporate/Commercial Banking, Treasury, Branch Banking, Islamic Banking, International Branch Operations, and Others. It generates maximum revenue from the Branch Banking segment. The Branch Banking segment includes deposits, lending, and banking services to private individuals and small businesses, including credit cards and branchless banking. Geographically, it derives the majority of its revenue from Pakistan and also has a presence in the Middle East and Export Processing Zones.
70GF Score

Get the complete analysis for KAR:UBL

Common Stock is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨465.98
Price
₨339.33
GF Value