United Bank (KAR:UBL) Ending Cash Position: ₨854,991 Mil (As of Jun. 2026)

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KAR:UBL United Bank Ltd KAR:UBL
78 GF Score
Price ₨440.83
GF Value ₨366.32
Valuation Modestly Overvalued
! 1 Warning Sign
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What is United Bank Ending Cash Position?

United Bank KAR:UBL -0.54% 78 Ending Cash Position is ₨854,991 Mil as of Jun. 2026. GuruFocus rates KAR:UBL with a GF Score™ of 78/100 and a GF Value™ of ₨366.32 (Modestly Overvalued). The stock has 1 warning sign investors should review.

United Bank's Ending Cash Position for the quarter that ended in Jun. 2026 was ₨854,991 Mil.

United Bank's quarterly Ending Cash Position increased from Dec. 2025 (₨605,988 Mil) to Mar. 2026 (₨641,677 Mil) and increased from Mar. 2026 (₨641,677 Mil) to Jun. 2026 (₨854,991 Mil).

United Bank's annual Ending Cash Position increased from Dec. 2023 (₨310,786 Mil) to Dec. 2024 (₨370,805 Mil) and increased from Dec. 2024 (₨370,805 Mil) to Dec. 2025 (₨605,988 Mil).


United Bank Ending Cash Position Related Terms


United Bank Ending Cash Position Historical Data

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The historical data trend for United Bank's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bank Ending Cash Position Chart

United Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 303,925.08 159,721.29 310,786.13 370,804.62 605,988.38

United Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 504,019.27 602,681.10 605,988.38 641,676.94 854,990.58
KAR:UBL
78GF Score
United Bank Ltd KAR:UBL
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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United Bank Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

United Bank's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=369404.91+236583.466
=605,988

United Bank's Ending Cash Position for the quarter that ended in Jun. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=642766.849+212223.73
=854,991

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of ₨854,991 Mil mean?
United Bank (KAR:UBL) has a Ending Cash Position of ₨854,991 Mil as of Jun. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on United Bank and its competitors.
Is United Bank's Ending Cash Position too high?
United Bank's current Ending Cash Position is ₨854,991 Mil. Overall, United Bank has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bank's Ending Cash Position compare to competitors?
United Bank's Ending Cash Position of ₨854,991 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on United Bank and its competitors. United Bank's current Ending Cash Position is ₨854,991 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bank stock overvalued right now?
Based on GuruFocus' analysis, United Bank (KAR:UBL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨366.32, compared to a current price of ₨440.83 — trading 20.3% above its estimated fair value. The current Ending Cash Position is ₨854,991 Mil. United Bank's overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For United Bank (KAR:UBL), the current Ending Cash Position is ₨854,991 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bank (KAR:UBL) Overvalued in 2026?

Based on GuruFocus' analysis, United Bank stock appears to be overvalued. The current stock price of ₨440.83 is trading 20.3% above its estimated GF Value™ of ₨366.32. GuruFocus considers United Bank to be Modestly Overvalued.

Key valuation signals for KAR:UBL:

  • Ending Cash Position: ₨854,991 Mil
  • GF Value™: ₨366.32 vs. price of ₨440.83 (20.3% above fair value)
  • GF Score™: 78/100 with 1 warning sign

No single metric tells the full story. See the KAR:UBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Bank Business Description

Address I.I. Chundrigar Road, Karachi, PAK, 74000
United Bank Ltd is a commercial banking company. The company's operating segment includes Corporate/Commercial Banking, Treasury, Branch Banking, Islamic Banking, International Branch Operations, and Others. It generates maximum revenue from the Branch Banking segment. The Branch Banking segment includes deposits, lending, and banking services to private individuals and small businesses, including credit cards and branchless banking. Geographically, it derives the majority of its revenue from Pakistan and also has a presence in the Middle East and Export Processing Zones.
78GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨440.83
Price
₨366.32
GF Value