Insurance Australia Group (STU:NRM) Common Stock: €3,854 Mil (As of Dec. 2025)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:NRM Insurance Australia Group Ltd STU:NRM
74 GF Score
Price €5.10
GF Value €4.40
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Insurance Australia Group Common Stock?

Insurance Australia Group STU:NRM +0.99% 74 Common Stock is €3,854 Mil as of Dec. 2025. GuruFocus rates STU:NRM with a GF Score™ of 74/100 and a GF Value™ of €4.40 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Insurance Australia Group's quarterly common stock declined from Dec. 2024 (€4,105 Mil) to Jun. 2025 (€3,812 Mil) but then increased from Jun. 2025 (€3,812 Mil) to Dec. 2025 (€3,854 Mil).

Insurance Australia Group's annual common stock declined from Jun. 2023 (€4,487 Mil) to Jun. 2024 (€4,204 Mil) and declined from Jun. 2024 (€4,204 Mil) to Jun. 2025 (€3,812 Mil).

Insurance Australia Group Common Stock Historical Data

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The historical data trend for Insurance Australia Group's Common Stock can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Insurance Australia Group Common Stock Chart

Insurance Australia Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Common Stock
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,665.89 4,894.20 4,486.77 4,203.94 3,811.75

Insurance Australia Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Common Stock Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,314.32 4,203.94 4,105.47 3,811.75 3,854.07
STU:NRM
74GF Score
Insurance Australia Group Ltd STU:NRM
Common Stock is just one metric. See GF Score™, valuation, warning signs, and more.
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Insurance Australia Group Common Stock Calculation

Common stock is listed on the Balance Sheet at the par value of the total shares outstanding of a company.

The par value of common stocks is meaningless. It is usually set at an absurdly low number.

Frequently Asked Questions Learn more about Common Stock →
What does a Common Stock of €3,854 Mil mean?
Insurance Australia Group (STU:NRM) has a Common Stock of €3,854 Mil as of Dec. 2025. Common Stock is the par value of a company's shares outstanding, as listed on the balance sheet. View historical data on Insurance Australia Group and its competitors.
Is Insurance Australia Group's Common Stock too high?
Insurance Australia Group's current Common Stock is €3,854 Mil. Overall, Insurance Australia Group has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Insurance Australia Group's Common Stock compare to CB and PGR?
Insurance Australia Group's Common Stock of €3,854 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Common Stock for an Insurance company?
A good Common Stock depends on the Insurance industry context. However, Common Stock should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Common Stock mean?
A high Common Stock can signal that a stock is expensive relative to its fundamentals. Common Stock is the par value of a company's shares outstanding, as listed on the balance sheet. View historical data on Insurance Australia Group and its competitors. Insurance Australia Group's current Common Stock is €3,854 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insurance Australia Group stock overvalued right now?
Based on GuruFocus' analysis, Insurance Australia Group (STU:NRM) is currently considered Modestly Overvalued. The stock's GF Value™ is €4.40, compared to a current price of €5.10 — trading 15.9% above its estimated fair value. The current Common Stock is €3,854 Mil. Insurance Australia Group's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Common Stock calculated?
Common Stock is calculated from a company's financial statements. For Insurance Australia Group (STU:NRM), the current Common Stock is €3,854 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Insurance Australia Group (STU:NRM) Overvalued in 2026?

Based on GuruFocus' analysis, Insurance Australia Group stock appears to be overvalued. The current stock price of €5.10 is trading 15.9% above its estimated GF Value™ of €4.40. GuruFocus considers Insurance Australia Group to be Modestly Overvalued.

Key valuation signals for STU:NRM:

  • Common Stock: €3,854 Mil
  • GF Value™: €4.40 vs. price of €5.10 (15.9% above fair value)
  • GF Score™: 74/100 with 6 warning signs

No single metric tells the full story. See the STU:NRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Insurance Australia Group Business Description

Address Darling Park, 201 Sussex Street, Level 13, Tower Two, Level 9, Sydney, NSW, AUS, 2000
Insurance Australia Group is the biggest domestic general insurer by gross written premiums, operating in Australia and New Zealand. The key general insurance markets in which the company operates are home and contents, motor vehicle and compulsory third party, and short-tail commercial. Insurance Australia Group sells insurance under several brands, including NRMA, CGU, SGIO, SGIC, WFI, and Swann in Australia and NZI, State, AMI, and Lumley in New Zealand.
74GF Score

Get the complete analysis for STU:NRM

Common Stock is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.10
Price
€4.40
GF Value