Erste Group Bank AG. (FRA:EBO) Construction In Progress

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:EBO Erste Group Bank AG. FRA:EBO
70 GF Score
Price €121.10
GF Value €84.88
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Erste Group Bank AG. Construction In Progress?

Construction In Progress does not apply to banks and insurance companies.

FRA:EBO
70GF Score
Erste Group Bank AG. FRA:EBO
Construction In Progress is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Erste Group Bank AG. (FRA:EBO) Overvalued in 2026?

Based on GuruFocus' analysis, Erste Group Bank AG. stock appears to be overvalued. The current stock price of €121.10 is trading 42.7% above its estimated GF Value™ of €84.88. GuruFocus considers Erste Group Bank AG. to be Significantly Overvalued.

Key valuation signals for FRA:EBO:

  • Construction In Progress:
  • GF Value™: €84.88 vs. price of €121.10 (42.7% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the FRA:EBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Erste Group Bank AG. Business Description

Address Am Belvedere 1, Vienna, AUT, A-1100
Erste Group Bank AG is an Austrian banking group providing retail, corporate, and investment banking services across Central and Eastern Europe. Its main business segments are retail banking, corporate and SME banking, and capital markets, with operations organized around its core markets: Austria, the Czech Republic, Slovakia, Romania, Hungary, Croatia, and Serbia, plus a smaller other segment. The group serves individuals, small and medium-sized enterprises, corporates, and public-sector clients through brands including Erste Bank, Ceska sporitelna, Slovenska sporitelna, Banca Comerciala Romana, and Erste Bank Hungary. Revenue comes primarily from net interest income on loans and deposits, supplemented by fee and commission income from asset management, payment services, insurance brokerage, leasing, and factoring, as well as trading and investment banking activities. Central and Eastern Europe generates the largest share of group revenue.
70GF Score

Get the complete analysis for FRA:EBO

Construction In Progress is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€121.10
Price
€84.88
GF Value